Hands-on Training for Independent Insurance Agents
Hands-on Training for Independent Insurance Agents
Want to start selling Medicare? Already selling Medicare? Confused by all the options? We can help.
Join us for a comprehensive webinar focused on getting agents up to speed on the ins and outs of the Medicare marketplace.
Understanding the Alphabet Soup of Medicare: Part A, B, C, & D plus Medigap, DNSP and more
Protocols regarding “annual”, “open” and “special” enrollment periods
Demystifying eligibility rules — who is eligible and when/how to enroll
Explaining the rules for active employees reaching retirement age, as well as retirees, disabled and more
Which health care-related expenses various Medicare plans typically cover
What Medicaid is, and how it overlaps with and differs from Medicare
Plus – The steps you need to take to get involved and start helping people in need.
Understanding the complexities of Medicare can be truly overwhelming. After completing this webinar course, you will walk away with a solid understanding of the how Medicare works including insight into different plan types, what’s covered by each, eligibility requirements, enrollment periods, low income options AND an action plan to get you ready to sell fast!
GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers.
We approach our role with brokers a bit differently than our competitors – as we provide local market teams to work with you side-by-side to ensure you succeed. This allows us to actively develop targeted lead programs and local market opportunities to help you prospect and sell as well as deliver personalized training, ongoing marketing support and co-op funding to support your specific needs. We also offer the latest tech tools to help manage your business including efficient lead calling tools, agent dashboard, CRM and our Medicare-Select-a-Plan virtual quote and enrollment platform. Rounding out our support is a back office team helping you every step of the way with contracting, commissions, enrollments and compliance. Plus, all broker commissions are paid directly to you.You get the whole pie, not just a piece of it! Call us today to learn more!
Expand your clients’ Veterans Affairs (VA) benefits with the Honor Plan
MA – ME – NH – VT – MAPD products with Part B Giveback and MA-Only Plan (perfect for Veterans). NEW!
Learn to spot opportunities to sell these plans to your leads, referrals, and current clients.
Join Susan Young, Senior Territory Manager for GarityAdvantage, and Jason Pierce, Senior Manager, MarketPoint Sales for Humana, for a training geared specifically for your Veteran clients in ME, MA, NH & VT.
Get Leads. Make Calls. Close Sales
Take what you learn in this hands-on webinar and put it into action – the very next day – join us for the Garity/Humana Virtual Lead Call Blitz on Tues., Nov. 24th!
Leverage the insight you learn on the webinar such as:
Increased Honor Plan footprint (ME, MA, NH, VT)
Part B Giveback
Hearing
Vision
Dental
SilverSneakers
Free telehealth for PCP, urgent care, and mental health visits
OTC Benefits
Provider choice via LPPO (national network)
Dedicated marketing investment and Veteran-focused marketing materials
Now offered in Bristol and Worcester Counties in Massachusetts.
Participate in a virtual lead calling event from 10AM – 7PM on Tuesday, November 24th. The webcast on Monday will prepare you for this exciting event. Leads and lead portal access provided at no cost to you!
Blue Cross & Blue Shield of Rhode Island (BCBSRI) has enhanced their
Value of Blue Guarantee
Give your clients the peace of mind knowing they can get the coverage they need… when they need it. With the Value of Blue Guarantee, your clients can opt for a one-time change from their Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period with no lapse in coverage.
For you, the broker, this Guarantee provides an opportunity to gain some new clients or even look at your existing book and provide them with significant savings. PLUS, Transitioning your Medicare Supplement clients to Medicare Advantage also presents an opportunity for increased commission on these clients.
Think of some of your Medicare Supplement clients paying for Supp, PDP and Dental premiums. Imagine them transitioning to one of BCBSRIs Medicare Advantage plans, giving them immediate savings in premium while providing access to embedded Rx, dental, OTC, gym, wellness reimbursements and more! Then, down the road if they need a Medicare Supplement, they can enroll in BCBSRIs Plan 65 at the base rate, no medical underwriting questions asked!
There are two unique ways to leverage The Value of Blue Guarantee (See below or download their new informational flyer that can be shared with members and prospects).
Scenario 1
When you’re first eligible for Medicare:
Choose BCBSRI when you’re first eligible for Medicare coverage (effective October 1, 2013, or later), AND
Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI.
You gain exclusive access to a one-time opportunity to change from a Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period.
When you join BCBSRI from a non-BCBSRI Supplement plan:
Your clients can choose a BCBSRI Medicare Advantage plan and qualify for a one-time exception to elect an open BCBSRI Plan65 Supplement plan in the future during the election periods listed above.
To qualify for a change to an open BCBSRI Plan65 Supplement plan:
You must remain a BCBSRI Medicare Advantage member for at least two years, AND
Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI
Follow These Helpful Enrollment Reminders for a Successful AEP
As you know, Medicare Enrollments are subject to strict submission time frames implemented by CMS. To ensure a smooth process every time, please follow this helpful list of Do’s & Don’ts when submitting your applications.
Electronic Submissions
DO: SUBMIT YOUR APPS THROUGH THE AGENT DASHBOARD
The Agent Dashboard: The easiest way to ensure your paper enrollment applications are submitted accurately is to submit through GarityAdvantage for processing (Med Advantage, Med Supp and PDP). As part of our service to you, GarityAdvantage will review your enrollments for accuracy.
DON’T: EMAIL YOUR ENROLLMENTS!
We no longer accept enrollments via email for security reasons.
DO: TRACK YOUR SUBMISSIONS VIA THE AGENT DASHBOARD
By using our agent dashboard, you will be able to track your application submissions while we also track your commissions and include your business in our ongoing audit to make sure you get paid.
DON’T: SUBMIT MORE THAN ONE APPLICATION PER UPLOAD
Online Enrollments
DO: USE MEDICARE SELECT-a-PLAN to ENROLL ONLINE
With MSAP, you can:
Complete the SOA process paper-free
Enroll MAPD and PDP clients online and earn FULL COMMISSION
Enter/save your customer’s prescription drugs (replacing medicare.gov)
Leverage flexible remote signature technology via email or text
Send customers a Personal Enrollment URL to facilitate self-enrollment
Please use a separate cover page for each enrollment mark if the submission is NEW or a CHANGE/CORRECTION. This cuts down on duplicate submissions!
Ensure Accuracy
DON’T: FORGET TO SUBMIT ALL THE PAGES OF THE ENROLLMENT APPLICATION
For example; we have noticed many Aetna apps coming in without the first page. Aetna requires this page for the submission to be considered a full enrollment.
Double check your submissions!
DO: CHECK CLIENT ZIP CODES FOR ACCURACY
DON’T: FORGET TO COMPLETE ALL OF THE REQUIRED INFORMATION ON THE APPLICATION
For example; UHC applications for Medicare Advantage and PDP have an additional agent received date “signature date” that must be completed. Double check your submissions!
DO: DOUBLE CHECK RECEIPT CONFIRMATION
Double check that you received a confirmation of your enrollment submission. If you enroll by fax, check your fax confirmation pages. If you enroll through the Agent Dashboard
, make sure your enrollment shows on the submitted apps page.
So many reasons to contract and certify with Lasso Healthcare MSA.
What is Lasso Healthcare’s Medical Savings Account?
It is a high deductible Medicare Advantage plan PLUS
a special Medical Savings Account. It combines the value of an MA plan―including $0 premium, no network, no referrals―with the awesome saving power of a Medical Savings Account to give members money and control of their own care.
So many reasons to contract and certify with Lasso Healthcare MSA. Request yours today.
Join Victoria Bailey, GarityAdvantage’s National Director of Training and Director for Mid-Atlantic Region, as she drills down deep into Lasso Healthcare’s MSA to help you understand:
Have you heard? UnitedHealthcare’s DSNP in RI is on fire!
Join Jane Feit, Territory Manager for RI & MA at GarityAdvantage, and Jennifer Barros, RI Medicare and Medicaid Sales Manager for UnitedHealthcare as they take a deep dive into the benefits of this exciting plan.
Webcast: UnitedHealthcare’s HOT 2021 DSNP in Rhode Island
Did you know… GarityAdvantage provides contracted agents with no-cost and co-op lead programs, live and virtual training, personalized marketing collateral, client retention programs, and a knowledgeable team to help you every step of the way. Be sure to request your contracting
today to gain access to these valuable marketing tools – plus all the service and support
HNE has one of the lowest cost Medicare Supplement plans across the entire state
GarityAdvantage is pleased to offer brokers across New England the opportunity to sell one of the top Medicare Advantage plans in Western Massachusetts AND one of the lowest cost Medicare Supplement plans in the state.
CONTRACT NOW
for Health New England (HNE) and be ready for AEP.
HNE is part of Baystate Health–one of the largest providers in Western Mass. HNE’s Medicare Advantage coverage extends throughout Berkshire, Franklin, Hampden and Hampshire counties and features seven competitive plans for 2021. In addition, HNE offers one of the most price competitive Med Supps and is available statewide. Combined, their plans provide more opportunity for your Massachusetts Medicare-eligible clients. Request your contract!
WANT TO LEARN MORE?
Get to know Health New England and the exceptional MA and MS plans they offer. Please join us for an exclusive webinar hosted by Jane Feit, MA/RI Territory Manager for GarityAdvantage and presented by Sarah Fernandes the Medicare Sales Manager at Health New England.
Are you working with the local carrier that’s been serving New Yorkers for more than 80 years? Here’s your chance to learn why you should add EMBLEM HEALTH to your portfolio!
Quality, affordable health plans
Community Resources
From Warren to Columbia to Broome, we’ve got your clients covered with nearly 50 hospitals and almost 6,000 provider locations!
EMBLEM CAPITAL REGION HIGHLIGHTS
NEW! VIP Solutions and Dual plans
VIP Part B Saver HMO
VIP $0 Premium Rx Saver HMO ideal for EPIC qualifiers
Competitive VIP “Go” HMO-POS plan with flat co-pay for outpatient surgery
Comprehensive Dental available with no dollar limit
Dual plan with rich extra benefits, including dental, hearing aids, OTC and acupuncture
Preferred Pharmacy Network that includes some of the nation’s leading retailers
Webcast: EmblemHealth and the Capital Region Medicare Market
Join GarityAdvantage and Emblem to learn how easy it is to add this hometown carrier to your portfolio. With our brand of excellent back office support, you’ll be selling in no time!
Who is GarityAdvantage?
GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers.
We support our brokers with personalized training, unlimited co-op marketing dollars, no-cost leads during AEP and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it!
Contact your Sales Team at GarityAdvantage if you have any questions:
Susan Young Senior Territory Manager, ME/NH/VT/Upstate NY
800-234-9488 Email
Christina Comerford Sales Support Specialist
800-234-9488 Email
Get the back office support you’ve always dreamed of while running your own business!
AttentionVermont Brokers
Make the leap to a successful Medicare sales career by working with a National Marketing Organization (NMO) that has the tools and support you need succeed!
Join us for a half-hour webcast on Wednesday, August 26th at 3pmto learn how you can build and grow your Medicare business leveraging the unmatched services from GarityAdvantage and get a ‘First Look’ at UnitedHealthcare’s 2021 plans for the Vermont market.
As a the largest Medicare NMO in the northeast, GarityAdvantage is uniquely positioned to help you succeed.
Access to all of the National carriers, including United Healthcare
Top CMS broker commissions paid directly to you. You get the whole pie, not just a piece of it!
Personalized training – live and virtual options available
Access to our ALL NEW multi-carrier Virtual Enrollment platform
50/50 co-op marketing dollars – unlimited for successful strategies
Marketing collateral – customized for you
Complimentary leads and retention programs during AEP
Exceptional support throughout the year
PlusGet a Sneak Peek of 2021 UHC plans
On the Webcast, we will review UHC’s 2021 plans including details on benefits, pricing, networks and more—including changes to UHC’s successful DSNP ‘look alike’ plan, Assure PPO.
Get Mobile and do more for your clients and prospects. Use these mobile apps to make sales.
Make sure you have both of these great apps and have information at your fingertips to help you close sales.
Senior Market Quote Engine
Access this powerful tool to quote and compare Medicare Advantage, Medicare Supplement, Final Expense, Hospital Indemnity and Dental all from your computer, tablet or phone. Compare rates and benefits, combine quotes for multiple product types and click to apply (for most carriers). Get the app!
Medicare’s “What’s Covered” App
Once you’ve downloaded the GarityAdvantage Quote Engine, your next step should be to download Medicare’s new “What’s Covered” mobile app to learn what items and services are covered, how to get covered benefits, and basic cost information. Get the app!
