Carriers

Carrier Announcements

Aetna’s 5-Star Plan in Maine is HOT!

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aetna HMO 5 star

Have you heard the news???
Aetna Medicare Value HMO is now a 5-Star Plan!
That means year-round sales for you!

CMS has released 2020 star ratings for Medicare Advantage plans and the Aetna Medicare Value Plan in Maine has achieved 5 Stars, the highest possible rating!

This rating reflects the commitment Aetna has made to the Medicare-eligible population in Maine to provide them with exceptional benefits and services they need to stay healthy.
When it comes to your clients’ health, you want the best health plan possible. Some of the key features of the plan include:

    • $0 premium in Southern and Mid-Maine counties
    • $0 annual medical deductible
    • Low PCP and Specialist Co-pays
    • Annual Allowance for comprehensive & preventive dental services
    • $50 per quarter for OTC items
    • SilverSneakers fitness benefit
    • Travel Advantage benefit and more!

5-Star Special Enrollment Period

Having a 5-Star plan opens new doors to your selling efforts throughout the year. Click here to learn how and when you can offer the Aetna Medicare Value Plan before, during and after AEP!

5 Star Special Enrollment Period Guideline

Download the 2020 Star Ratings sheet and insert into your enrollment kits and offer this plan today!

2020 Star Ratings Sheet

As a broker in the Maine market, you need to have

Aetna as part of your Medicare Advantage portfolio.

New to Aetna?

Get Contracted

Contracted with Aetna through another FMO?

Move to Garity

GarityAdvantage is the largest Medicare FMO in New England and can offer you the personal service and tools you need to succeed, from targeted product and sales training, to best-in-class marketing services (including our $1,000 co-op marketing program) to free leads during AEP and exceptional support throughout the year. Our brokers are paid full commissions directly by the carriers and own their renewals. Let us help you succeed!

Envision Contracting is Closing!

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Time Running Out (1)

THIS IS YOUR LAST CHANCE!

Envision has just informed us that on Friday, November 15th they are closing the onboarding window for new agents until further notice. ACT NOW if you want to obtain the ability to sell one of the lowest cost PDP’s in the nation featuring the highest commissions allowable by CMS ($78 New / $39 Renewal)

Why EnvisionRxPlus?

  • Envision is an independent PDP provider with a low cost plan ($13.70 – $14.20/mo.)
  • They do NOT offer MA―so no worries about them cross selling your PDP Clients!
  • Easy access to supplies and all forms are easily downloadable from their website
  • They are small and highly responsive to brokers
  • Envision pays the maximum allowable commission by CMS – $78 New / $39 Renewal

Learn More and Request Contracting TODAY!

Request a Contract
2020 Benefit Plan

Available in: AL, CA, CT, DE, DC, GA, IN, KY, ME, MD, MA, MI, MS, NH, NY, NC, OH, OR, PA, RI, TN, TX, SC, VA, VT, WA, WV

Reach out to our Broker Support Team if you have any questions.

GarityAdvantage Insurance Marketing Agencies

800-234-9488 | email | web

Are changes in the PDP market driving you crazy?

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PDP Crazy2

Are changes in the PDP market driving you crazy?

You are not alone! A lot has happened in the Prescription Drug Plan (PDP) market over the past year. Here are just a few of the biggest trends:

  • Big carriers buying and selling plans
  • Millions of members getting word that their PDP is with a different carrier
  • Significant plan changes across the industry requiring more members to make decisions on where to go in 2020
  • Agents being left out of the selling process due to carrier’s referring YOUR members to THEIR internal sales teams
  • Supply ordering delays, enrollment submission snags and finding no-one available to answer your questions at the carrier.

Sound familiar? We have a solution we’d like you to consider…

Simplify your PDP selling with EnvisionRxPlus

  • Envision is an independent PDP provider with a low cost plan – $13.70-$14.20
  • PDP is their only product line
  • Easy access to supplies and all forms downloadable from website
  • They are small and highly responsive to brokers
  • Envision pays the maximum allowable commission by CMS – $78 New $39 Renewal

    Learn More and Request Contracting TODAY!

2020 Benefit Plan
Request a Contract

Available in: AL, CA, CT, DE, DC, GA, IN, KY, ME, MD, MA, MI, MS, NH, NY, NC, OH, OR, PA, RI, TN, TX, SC, VA, VT, WA, WV

It’s Not Too Late to Onboard With Envision!

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not too late

A lot has happened in the Prescription Drug Plan (PDP) market over the past year. The biggest news came when CVS purchased Aetna and, as a term of the sale, Aetna sold their massive PDP book of business to Wellcare—impacting over 2.5 million seniors. Now these PDP clients are receiving their ANOC letters informing them that their Aetna plan is now a Wellcare plan–causing many seniors to question their new carrier and how their drugs will be covered moving forward.

For brokers, this level of market disruption can be either a good thing or bad – all depending on how you respond when your clients come calling. At GarityAdvantage, we work with our agents to ensure they are properly positioned in the PDP market to take full advantage of this year’s migration.

CONTRACT WITH ENVISION

One carrier partner we want you to be aware of this season is EnvisionRx—an independent PDP provider who has established themselves as a key player in the low cost PDP market year after year. PDP is their only product line. They are small and highly focused, but growing fast and, unlike many of the big carriers, Envision pays the maximum allowable commission by CMS. Our agents have been pleased with both the broker support and the customer service they provide their members, leaving you more time to sell.

To help you best service your agents in the PDP space this coming AEP, we strongly suggest you take the Envision contract. Click here to view the benefits and the service area, and click this link to request contracting.

Best wishes for a successful AEP season!

Ameritas Webinar October 2nd

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Ameritas Oct Webinar

Check out New Plan Details Launching 9/25/19!

Your clients will thank you for offering a quality dental plan alongside Medicare.  

This webinar is a must-see and will provide insight into why you should sell dental now, how to minimize the effort needed to incorporate dental into the sales process, and what your clients are looking for in a carrier.

Introducing Taylor Davis, Regional Managing Director for Ameritas Dental. He will guide us through this webcast using his expertise to review:

  • The top things seniors look for in dental benefits
  • The product and enrollment processes
  • 3 simple ways to incorporate and sell dental with Medicare

Join us on Wednesday, October 2nd, 11AM-12PM EDT

Ameritas’ PrimeStar dental plans feature:

• No waiting periods on most services with the choice of network or non-network plans (MAC or UCR)
• No increase in rate for seniors 65+
• No deductible for preventative services
• One of the largest nationwide dental networks with over 400,000 access points

PrimeStar vision plans feature:

• No waiting periods with immediate coverage
• The choice between VSP® or EyeMed – two of the largest vision networks!

Selling dental and vision insurance has never been easier! Once you become appointed with Ameritas, you’ll receive your very own hyperlink. With a custom hyperlink, you and your clients receive 24/7 access to quote and purchase PrimeStar. Plus, you will be ensured credit for any online enrollments because your hyperlink has your agent number automatically included. It’s that simple!

REGISTER

If you haven’t already done so, get contracted with Ameritas and start selling PrimeStar dental and vision insurance today. 

OptimaHealth Now Offered

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Optima

GarityAdvantage now offers Optima Medicare

Just in time for AEP! GarityAdvantage is pleased to offer Virginia brokers the opportunity to sell OptimaHealth Medicare Advantage―A service of Sentara providing VA seniors everything Medicare has to offers plus some exciting extra benefits and preventive services including:

      • $0 copay for personal doctor visits 
      • $0 copay for many generic drugs
      • Many extras, including dental, vision, hearing, fitness, OTC, therapeutic massage and more.
      • No referrals are required (except for therapeutic massage).
Request a Contract or More Info

Plans available in four key regions:

Greater Halifax
In-network hospitals and providers include Sentara Halifax Regional Hospital, Sentara Medical Group, Danville Regional Medical Center, now known as Sovah Health – Danville. View Plan Highlights

Hampton Roads
In-network hospitals and providers include Sentara Healthcare, Sentara Medical Group, EVMS Medical Group, Chesapeake Regional Healthcare. View Plan Highlights

Northern Virginia
In-network hospitals and providers include Sentara Healthcare, Sentara Medical Group, Inova Health System. View Plan Highlights

Tidewater
In-network hospitals and providers include Sentara Healthcare, Sentara Medical Group, EVMS Medical Group, First Colonial Family Practice & Urgent Care Center, Chesapeake Regional Healthcare. View Plan Highlights

Statewide, Optima Medicare is expanding the network by over 15,000

Request a Contract

GarityAdvantage is growing in Virginia! As a National Marketing Organization, we can offer you the personal service and tools you need to succeed from targeted product and sales training to best in class marketing services (including our $1000 co-op marketing program) to free leads during AEP and exceptional support throughout the year. Our brokers are paid full commissions directly by the carriers and own to their renewals.

Let us help you succeed! 

Now Accepting Online Enrollments

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Big! Exciting! Enrollment News!

Now Accepting Online Enrollments

Over the next several weeks GarityAdvantage is phasing out the process of emailing applications to the Enrollment Team and moving towards the easier method of submitting through our website.

We are doing this for several reasons:

  • To increase security in transmitting personal data
  • To eliminate files getting blocked due to size, blacklist or sent to spam
  • To add a tracking component to submitted applications.
Submit an App

Watch the video tutorial or follow the

10 simple steps below to get started!

Submitting an app can be accomplished in 10 easy steps:

      1. Log on to our website: GarityAdvantage.com
      2. Click on Agent Dashboard Button (Big, Yellow Button on left side of screen)
      3. Choose “Submit an Enrollment App”; Your name and email will be pre-filled. Confirm your email on your first application submission
      4. Pick the carrier by drop down menu
      5. Choose the product type: Med Advantage, Med Supp, PDP or Other (Life, Dental etc.)
      6. Select One: New Application or a Correction of a previously submitted application
      7. Enter Client First and Last Name
      8. Add a note if you have additional information to send
      9. Attach your previously scanned PDF file of application
      10. Hit Submit

Within a few seconds you will get a confirmation email.

Use the NEW Agent Dashboard to also:

  • Track applications submitted online to Garity
  • Check the status of you contracting and certifications through Garity
  • Access the Commissions Portal
  • Get Marketing Ideas and Request Co-Op
  • ….And More!

VA AEP Action Planning Workshop

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AEP Action Plan Training UPDATED-01-01

GET READY FOR 2020 AEP!

Want a flawless AEP action plan?
Join Victoria Bailey, your broker peers and all of the top carriers for a roll-up-your-sleeves day of planning and learning. This one day workshop will ensure you have a strategy in place to maximize your selling efforts this AEP.

Your AEP action plan will answer the following critical questions:

  • Where are the hottest spots to work this AEP?
  • Who are the “Must Have” carriers to optimize sales in each hot spot?
  • What steps do you need to take to secure your current Book of Business?
  • How do you access the right marketing resources/materials to make this all happen?

In this highly interactive meeting, the tables have turned…the carriers will be selling themselves to you!!!

Plus, we are giving away thousands of dollars in marketing money to jump start your selling efforts!

RSVP Today

Choose from two convenient meeting dates/venues:

Meeting Dates/Times
Workshop 1: Tuesday, September 17th
Stonewall Golf Club
15601 Turtle Point Drive | Gainesville, VA 20155

 

Workshop 2: Wednesday, September 18th
Hilton Garden Inn Richmond Innsbrook
4050 Cox Road | Glenn Allen, VA 23060

Both meetings run from 10:00 AM – 5:00 PM
Registration begins at 9:30 AM
Lunch will be served to all guests

Must have at least one contract with GarityAdvantage to attend. Click here to request contracting now!

Clear Spring Health is offering a $0 HMO and a $0 PPO plan

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ClearSpring Strong cr

Clear Spring Health is coming on strong this AEP offering a $0 HMO and a $0 PPO plan in key counties across Virginia – including some counties where no other $0 plans exist!

They’ve also enhanced their 2020 plans with a $1000 dental, $250 copay for hearing aids, and a great $0 copay Tele-Medicine benefit. 

If you haven’t contracted with Clear Spring yet, now is the time to do so to be sure you are Ready to Sell this AEP. 

Get Contracted Today

Already contracted? For those who’ve contracted with Clear Spring Health prior to July 22, 2019, YOU NEED TO RECONTRACT AGAIN FOR 2020. Why? Clear Spring is implementing a new comprehensive system for contracting, lead management, electronic enrollment, and tracking business and commissions and they require you to re-contract for 2020 in order to use this all new agent system. It’s taking only minutes to accomplish for many agents.

Recontract NOW

Don’t delay in getting on board. Clear Spring Health is rolling out an aggressive media campaign in the markets they serve using TV, media, and digital advertising. Be sure you have the answers in hand when your clients come to you with Clear Spring Health questions!

Cross Selling Essentials: Expo Recap

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cross selling essentials

A Comprehensive Cross Selling Recap

If you attended one of our Medicare & Senior Market Expos this month, you learned how essential cross selling is to building your business and serving your clients. You heard from Jane Feit, Ancillary Products Manager (how did you fare during her trivia game?), the Carrier Representatives, and the experienced broker panel who all promoted the practice of cross selling.

 

If you didn’t attend, here’s a recap!

cross selling pyramid

Bring up the products to your clients! Even if they don’t want to purchase at that first appointment, you have introduced the idea and the need.

Use the Generic Scope of Appointment Form to compliantly discuss Hospital Indemnity, Dental & Vision during your Medicare Advantage Appointments. You can download the Generic SoA at our Cross Selling Strategies site.

Use the tools in our Cross Selling Strategies Selling System

  • Sample Call Script
  • Senior Market Quote Engine
  • Steps to Success
  • Cross Selling Webcasts

Must Have Products for Your Portfolio


There are many valuable products to offer your clients, but we suggest getting contracted with these essential carriers first.

GTL
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