Value

Reel in Full CMS Commissions

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Gain your independence today!

Full CMS

Do you want to grow your Medicare insurance business?

Make sure you’re receiving the maximum comp on every sale!

If you’re not getting paid $539 on new cases or $270 on renewals
on your Medicare Advantage sales, you’re giving up income that belongs in YOUR pocket. Let us help you work independently and grow your Medicare business!

View CMS Agent Broker Compensation page for a full state-by-state/carrier-by-carrier list

Partner with GarityAdvantage Agencies, the top National Medicare Marketing Organization in the Northeast, to get unparalleled support such as:

GarityAdvantage

Jump in now and give yourself a raise or look back next year at the money you didn’t bring in. With our brand of excellent back office support, you’ll be selling in no time!

Ready to get started? Request a contract today!

Interested, but have some questions? Request a one-on-one appointment with your Territory Manager.

Get Contracted
Request a Call

GarityAdvantage Agencies
800-234-9488

Who is GarityAdvantage?

GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We are the only NMO physically located here in New England.


GarityAdvantage

We support our brokers with personalized training, unlimited co-op marketing dollars, no-cost leads during AEP, cutting edge enrollment technology and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it!

 

Webcast: Create Your 2021 SEP Action Plan

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Learn how on January 26th

SEP Action Plan 2021

Create your SEP Action Plan for 2021!

Join Victoria Bailey, Director of Sales/Training with GarityAdvantage
as she walks you through the nuts and bolts of creating an SEP Action Plan. Find out which markets, products and strategies are delivering the best results throughout the year and develop your own personalized playbook to get you up and running fast!

This in-depth strategy session is designed to give you the tools you need to tackle SEP like a pro:
  • Identify where potential clients and sales are
  • Determine the best strategy to capture these leads and close the sale
  • Create SEPs with LIS/Medicaid
  • Generate new lead sources to drive sales throughout the year

Walk away with an action plan that you can implement immediately!


GarityAdvantage

Tuesday, February 2nd

2:00 PM – 3:00 PM EST
REGISTER

In one information-packed session, you’ll learn:


Grow

How to Grow Your Business All Year Round

Create

How to Create SEPs with LIS/Medicaid Eligible Clients

Basics

DSNP Basics and Where to Find DSNP Eligibles

Schedule

Finding new prospecting avenues to drive new sales throughout the year

REGISTER

SAVE THE DATE!

We have an exciting, jam packed training schedule for you! Next up:

Tuesday, February 9th:
Offer Medicare & Don’t Leave $$ on the Table!

Tuesday, February 16th:
Medicare 101

Watch your emails or check our event calendar – more to come!

We look forward to seeing you online! Contact us if you have any questions.

GarityAdvantage Agencies
800-234-9488
website | email

 

Now You Can Enroll Harvard Pilgrim MA on Medicare Select-a-Plan

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Virtually enroll HPHC clients

Medicare Select-a-Plan

Now you can quote & ENROLL your HPHC clients!

NEW FLASH: Harvard Pilgrim Health Care (HPHC) becomes the latest carrier to offer virtual enrollment capabilities through Medicare Select-a-Plan–the popular and easy-to-use online quote and enrollment tool offered exclusively to independent agents contracted through GarityAdvantage.

HPHC joins the growing list of top Medicare insurance carriers in New England to offer enrollment capabilities on the MSAP platform including: Aetna, Anthem, Fallon, UHC and WellCare.


With Select-a-Plan, you can:

Medicare Select-a-Plan

Complete the SOA process paper-free

Medicare Select-a-Plan

Enroll MAPD and PDP clients online and earn FULL COMMISSION

Medicare Select-a-Plan

Enter/save your customer’s prescription drugs (replacing medicare.gov)

Medicare Select-a-Plan

Check to see if your client’s doctors are in network across multiple carriers

Medicare Select-a-Plan

Leverage flexible remote signature technology via email or text

Medicare Select-a-Plan

Send customers a Personal Enrollment URL to facilitate self-enrollment

Access Medicare Select-a-Plan today!

Need an account?

Start here:
REQUEST ACCESS

Have an account?
Bookmark the MSAP tools page:
MSAP SUPPORT

WHY GarityAdvantage?

GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We are the only NMO physically located here in New England. We support our brokers with personalized training, unlimited co-op marketing dollars, complimentary leads during AEP and exceptional support throughout the year.
Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Request an HPHC contract or add another great carrier to your portfolio.

Contact your Territory Manager or Sales Support Specialists if you have any questions. See you there!

GarityAdvantage Agencies
800-234-9488
website | email

 

Do’s & Don’ts of OEP

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Are you ready for the Open Enrollment Period (OEP)? ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

Are you ready for the Open Enrollment Period (OEP)?
Do's and Dont's OEP

When is OEP?

January 1 through March 31 each year.

Who is Eligible?

Individuals enrolled in an MA-Only or MAPD plan CAN:
  • use the OEP to switch to or get a different MAPD plan, an MA-only plan, or Original Medicare (with or without a PDP).

Individuals enrolled in Original Medicare CANNOT:
  • use the OEP to join an MA or MAPD plan, add a PDP, or change their PDP.

In addition, the OEP is not available to those enrolled in Medicare Savings Accounts or other Medicare health plan types (such as cost plans or PACE).

Broker Do’s and Don’ts

Producers May NOT:
  • Send unsolicited materials advertising the ability/opportunity to make an additional enrollment change or referencing the OEP
  • Specifically target beneficiaries who are in the OEP because they made a choice during AEP, by purchase of mailing lists or other means of identification
  • Engage in or promote agent/broker activities that intend to target the OEP as an opportunity to make further sales
  • Call or otherwise contact former enrollees who have selected a new plan during the AEP
  • Use marketing pieces that highlight the OEP or the opportunity to change plans during the OEP
  • Make assumptions on which election period to use.

Producers May:
  • Educate consumers about the OEP if you are enrolling them into a plan, or they have reached out to you about their dissatisfaction with their current plan
  • At a beneficiary’s proactive request, send marketing materials, have one-on-one meetings, and provide information on the OEP
  • Market to age-ins (who have not yet made an enrollment decision)
  • Market to dual-eligible and low-income subsidy (LIS) beneficiaries who, in general, may make changes once per calendar quarter during the first nine months of the year

PRODUCERS MUST:

Determine if the consumer has a valid election period and which election period is best for the consumer’s circumstances.

We hope you take advantage of this additional enrollment period happening in Q1 2021. Below are links to carrier information sheets to further clarify the do’s and don’ts you need to follow to ensure you remain compliant.

OEP FAQ

Educational Flyer

OEP Job Aid


Contact Sales Support if you have any questions!

800-234-9488

GarityAdvantage Agencies

 

ConnectiCare Webcast January 6th

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Save your spot

CPCT 2021

Join ConnectiCare’s Broker Managers Serena Bucchi and James Lopez for an introduction to ConnectiCare including:
  • Market Highlights
  • Plan Highlights
  • ConnectiCare Selling Points
  • Tips for OEP

Why ConnectiCare?
ConnectiCare knows the needs of the Medicare community here in Connecticut. And people in Connecticut know ConnectiCare!  As one of the only family plans built and managed exclusively for the state of CT, offering ConnectiCare to your clients is easy – as they probably have a friend or family member already on the plan.  Plus, they offer a great portfolio of plans for most every situation your clients need.

Register Today!

Wednesday, January 6th , 10AM – 11AM
Register

Not yet contracted?
Request your ConnectiCare contract.
Reach out to your CT Sales Team if you have any questions:

Jeanette Natale
Territory Manager, CT
800-234-9488
Email

Cassandra Lamb
Sales Support Specialist
800-234-9488
Email

 

December is Med Supp Month

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GarityAdvantage is offering a $250 bonus for every 10 Medicare Supplement apps

Bonus Programs

Did you know GarityAdvantage brokers sell more Medicare Supplement in the month of December than any other month of the year? 
This year, we want to help you sell even more with new tools, no-cost lists and leads and our special end of the year bonus program!

Med Supp December Bonus Program

GarityAdvantage is offering a $250 bonus for every 10 Medicare Supplement apps you submit in December*! Plus, check out the carriers offering additional incentives.

Quote & Go!

Our Senior Market Quote Engine gives you fast and easy access to Med Supp pricing, benefits and online applications – give it a try: 
Quote Engine

No-Cost Leads and Calling Lists

GarityAdvantage can help get you get started with access to our 20,000 AEP leads and T65 Calling Lists. Combined, you’ll always have prospects to call!
Request a T-65 list here or call us for additional lead program details: 800-234-9488

Carrier Bonus Programs

Earn up tp $300 per app! Check out the comprehensive list of carrier led bonus programs running NOW! Contact your Territory Manager if you have questions about the programs in your area.

Need Contracts or PDPs?

If you’re not already contracted, get started here.

If you already have the contracts you need – what are you waiting for??

Start selling now and start earning credit toward our special December Bonus Program!

GarityAdvantage works will many major carriers offering prescription drug plans including Aetna/Silverscript, Mutual of Omaha, UHC, WellCare and more…Request a Contract!

*To qualify for the GarityAdvantage December bonus, business must be submitted between 12/1/20 – 12/31/20 and have an effective date of 1/1/21.

Contact us for more information!
GarityAdvantage Agencies
800-234-9488
website | email

 

BCBSRI: Enhanced Value of Blue Guarantee

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Download the client facing flyer

Blue Guarantee

Blue Cross & Blue Shield of Rhode Island (BCBSRI) has enhanced their

Value of Blue Guarantee

Give your clients the peace of mind knowing they can get the coverage they need… when they need it.  With the Value of Blue Guarantee, your clients can opt for a one-time change from their Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period with no lapse in coverage.

For you, the broker, this Guarantee provides an opportunity to gain some new clients or even look at your existing book and provide them with significant savings.  PLUS, Transitioning your Medicare Supplement clients to Medicare Advantage also presents an opportunity for increased commission on these clients.

Think of some of your Medicare Supplement clients paying for Supp, PDP and Dental premiums. Imagine them transitioning to one of BCBSRIs Medicare Advantage plans, giving them immediate savings in premium while providing access to embedded Rx, dental, OTC, gym, wellness reimbursements and more! Then, down the road if they need a Medicare Supplement, they can enroll in BCBSRIs Plan 65 at the base rate, no medical underwriting questions asked!

There are two unique ways to leverage The Value of Blue Guarantee (See below or download their
new informational flyer that can be shared with members and prospects).

Scenario 1

Scenario 1

When you’re first eligible for Medicare:

  • Choose BCBSRI when you’re first eligible for Medicare coverage (effective October 1, 2013, or later), AND
  • Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI.

You gain exclusive access to a one-time opportunity to change from a Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period.
Download the Flyer

Scenario 1

Scenario 2

When you join BCBSRI from a non-BCBSRI Supplement plan:

Your clients can choose a BCBSRI Medicare Advantage plan and qualify for a one-time exception to elect an open BCBSRI Plan65 Supplement plan in the future during the election periods listed above.

To qualify for a change to an open BCBSRI Plan65 Supplement plan:

  • You must remain a BCBSRI Medicare Advantage member for at least two years, AND
  • Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI
Download the Flyer

These elections can be made during Valid election periods:

Annual Election Period (AEP): October 15 – December 7

Open Enrollment Period (OEP): January 1 – March 31

Not yet contracted with BCBCRI? Contact your Rhode Island Sales Team if you would like more information or get started here.
Request a Contract

Jane Feit
Territory Manager, MA/RI
800-234-9488
Email

Christina Comerford
Sales Support Specialist
800-234-9488
Email

 

Do you want to grow your insurance business?

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Follow the Formula to Success!


GarityAdvantage

Adding MEDICARE to your portfolio will create a new revenue stream for your agency.
Retain existing clients and win new business. With 11,000 Baby Boomers aging into Medicare every day, and following our formula, you’ll stir up new business the likes of which you haven’t seen!

Partner with GarityAdvantage Agencies, the top NMO in the Northeast, to get unparalleled support such as: 
GarityAdvantage

Jump in ahead of the annual enrollment period to kick-start your Medicare sales or look back next year at the money you didn’t bring in. C’mon, give yourself a raise!

With our brand of excellent back office support, you’ll be selling in no time!

Interested, but have some questions?

Request a one-on-one appointment with Susan Young, your Territory Manager.
Request One-on-One

Ready to contract?
Request your contracts and get set up as an agent or your agency today!
I’m Ready!

Who is GarityAdvantage?

GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers.

GarityAdvantage

Medicare is all we do.
Our deep bench of dedicated service representatives can help you with all of your Medicare needs and challenges ranging from contracting, commissions and enrollments to training, agency expansion, provider marketing, virtual selling, lead generation and much, much more. 

Contact your Sales Team at GarityAdvantage if you have any questions:

Susan Young
Senior Territory Manager, ME/NH/VT/Upstate NY
800-234-9488
Email

Christina Comerford
Sales Support Specialist
800-234-9488
Email

 

What’s the Sizzle in 2021: Mid-Atlantic Region

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New Carriers, New Plans, New Benefits


Sizzle

New Carriers, New Plans, New Benefits – the 2021 MAPD selling season is starting to heat up!

GarityAdvantage is here to help you get you up to speed
and in gear to have the best AEP of your career! 

Join Victoria Bailey, our Mid-Atlantic Region Director, as she drills down into the latest market changes and uncovers the opportunities you need to focus on for this critical selling season.

Who’s new to the VA market, who’s expanding into new counties and which plans look best positioned for growth? How will it all impact your current book of business and your growth strategy for AEP?  And, of course, what is the best strategy for success in a COVID-19 environment.

Victoria will show you where the MA sizzle is in your market and help get you ready to be ON FIRE this AEP! 

Webcast: What’s the Sizzle in 2021?

Thursday, September 17th, 10:30 AM – 12:30 PM
Register

Contact your Mid-Atlantic Sales Team if you have any questions:

Victoria Bailey
Director, Mid-Atlantic
Ph: 781-616-1477

C: 240-310-8817
Email

Dan Peterson
Territory Manager, VA
Ph: 781-616-1480
C: 971-303-2053
Email

Maggie Pollard
Sales Support Specialist
Ph: 203-344-7148

Email

 

Agent Buzz Episode 3

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Podcast Cover

Agent Buzz Episode 2:
Producer Profile: Rebecca Emerson

Top Producer Rebecca Emerson talks about Success in Medicare Sales:

    • Getting Started in the business
    • Selling Ancillary Plans – GTL Hospital Indemnity Plans is her “go to”
    • Prospecting to grow your book
    • Why PDP’s are so important
    • How to keep your clients for life
Listen to the Latest Episode

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