Blue Cross & Blue Shield of Rhode Island (BCBSRI) has enhanced their
Value of Blue Guarantee
Give your clients the peace of mind knowing they can get the coverage they need… when they need it. With the Value of Blue Guarantee, your clients can opt for a one-time change from their Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period with no lapse in coverage.
For you, the broker, this Guarantee provides an opportunity to gain some new clients or even look at your existing book and provide them with significant savings. PLUS, Transitioning your Medicare Supplement clients to Medicare Advantage also presents an opportunity for increased commission on these clients.
Think of some of your Medicare Supplement clients paying for Supp, PDP and Dental premiums. Imagine them transitioning to one of BCBSRIs Medicare Advantage plans, giving them immediate savings in premium while providing access to embedded Rx, dental, OTC, gym, wellness reimbursements and more! Then, down the road if they need a Medicare Supplement, they can enroll in BCBSRIs Plan 65 at the base rate, no medical underwriting questions asked!
There are two unique ways to leverage The Value of Blue Guarantee (See below or download their new informational flyer that can be shared with members and prospects).
Scenario 1
When you’re first eligible for Medicare:
Choose BCBSRI when you’re first eligible for Medicare coverage (effective October 1, 2013, or later), AND
Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI.
You gain exclusive access to a one-time opportunity to change from a Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period.
When you join BCBSRI from a non-BCBSRI Supplement plan:
Your clients can choose a BCBSRI Medicare Advantage plan and qualify for a one-time exception to elect an open BCBSRI Plan65 Supplement plan in the future during the election periods listed above.
To qualify for a change to an open BCBSRI Plan65 Supplement plan:
You must remain a BCBSRI Medicare Advantage member for at least two years, AND
Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI
You worked hard all AEP to enroll your clients. Make sure you keep them! Track your book of business on the carrier portals and check in with your members before AEP ends. Are they all set and happy with the plan they chose with you?
Check Your Supplies
Don’t wait until you have run out of supplies to order more. You can order supplies through most carrier portals. Contact your Sales Support Specialist at GarityAdvantage if you need ordering assistance.
Stay on Top of Your Enrollments
Keep an eye out for emails from the carriers and/or GarityAdvantage regarding any possible issues/missing information on an application. Timing is everything in Medicare – especially this last week. Review the carrier enrollment guidelines on our website. Find more tools and support on our Agent Dashboard.
MedicareCENTER is a powerful all-in-one FREE platform available to GarityAdvantage agents that includes:
Call Recording
Personal Agent Websites
CRM Tagging
Lead Integration
An all-new Mobile App
And so much more!
Looking for more leads in your final push? Get Real-time Leads in LeadCENTER. With LeadCENTER, building business is simpler than ever with:
Compliant and exclusive leads
Heatmap searching of leads by county and type
Management of existing leads
Lead notifications
Immediate access to new leads
Review Incentive Programs
Q4 is chock full of incentive programs to enhance your earnings during AEP and beyond. Stay up to date on the programs running now.
Contact us!
We are HERE FOR YOU! If you need assistance in any way, reach out! Give us a call or check the Agent Dashboard to submit an inquiry in each department.
Navigating the twists and turns of the Medicare market has never been more challenging or rewarding. While CMS is keeping agents on their toes with new call recording requirements and compliance expectations, the opportunities available for sales growth are massive – as interest in Medicare Advantage plans continues to explode.
ARE YOU WINNING THIS AEP?
If you are not achieving the success you’ve anticipated, you may want to take a look at the opportunities your FMO is bringing to you. At GarityAdvantage, we work closely with our broker partners to deliver a customized package of tools, services, support and in-the-field selling opportunities to help you succeed including:
FREE call recording technology
FREE quote & enroll, CRM and lead ordering tools
FREE inbound leads ringing direct to your phone
Access to retail and provider marketing opportunities
Educational dinner seminar strategies
Personalized marketing collateral
More $$$’s invested in you via financial incentives, unlimited co-op and additional marketing dollars
Commissions paid at the top CMS defined rates for independent agents/brokers ($601 new/$301 renewal)
Agency building tools and support
Plus, daily access and to our dedicated team of sales, support, contracting, commissions, compliance, marketing and enrollment specialists – all working with you to help you take your Medicare business to new heights.
In observance of Thanksgiving, GarityAdvantage Agencies will be closed on Thursday, November 24th and Friday, November 25th. Additionally, our office will close at 1pm on Wednesday, November 23rd with the exception of our enrollment processing team who will retain their 9am-5pm hours.
Note: Carrier deadlines for enrollments still apply.
WHAT YOU NEED TO KNOW:
Medicare enrollments dated before Thursday, November 24th MUST be sent to us no later than Wednesday, November 23rd during business hours (9AM-5PM). All enrollments taken/submitted on Thursday, November 24th will be processed on Friday, November 25th.
Tuesday enrollments sent after hours on
Wednesday risk being LATE to the carrier.
We will be providing limited staff to process your enrollments on Friday afternoon, November 25th, and Saturday morning, November 26th.
To ensure compliance with CMS enrollment time-frames, you should always submit your enrollments the day they are received. This requirement becomes especially important now because CMS requirements Do Not allow additional days for weekends and holidays.
Please use the links below for directions on how to submit your applications to the carriers directly between 5:00 PM, Wednesday, November 23rd and all day Thursday, November 24th.
For enrollments that are NOT time-sensitive, our Agent Dashboard and Enrollment Fax lines are open 24 hours to accept your enrollments. We will resume processing again on Monday, November 28th.
