Blue Cross & Blue Shield of Rhode Island (BCBSRI) has enhanced their
Value of Blue Guarantee
Give your clients the peace of mind knowing they can get the coverage they need… when they need it. With the Value of Blue Guarantee, your clients can opt for a one-time change from their Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period with no lapse in coverage.
For you, the broker, this Guarantee provides an opportunity to gain some new clients or even look at your existing book and provide them with significant savings. PLUS, Transitioning your Medicare Supplement clients to Medicare Advantage also presents an opportunity for increased commission on these clients.
Think of some of your Medicare Supplement clients paying for Supp, PDP and Dental premiums. Imagine them transitioning to one of BCBSRIs Medicare Advantage plans, giving them immediate savings in premium while providing access to embedded Rx, dental, OTC, gym, wellness reimbursements and more! Then, down the road if they need a Medicare Supplement, they can enroll in BCBSRIs Plan 65 at the base rate, no medical underwriting questions asked!
There are two unique ways to leverage The Value of Blue Guarantee (See below or download their new informational flyer that can be shared with members and prospects).
Scenario 1
When you’re first eligible for Medicare:
Choose BCBSRI when you’re first eligible for Medicare coverage (effective October 1, 2013, or later), AND
Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI.
You gain exclusive access to a one-time opportunity to change from a Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period.
When you join BCBSRI from a non-BCBSRI Supplement plan:
Your clients can choose a BCBSRI Medicare Advantage plan and qualify for a one-time exception to elect an open BCBSRI Plan65 Supplement plan in the future during the election periods listed above.
To qualify for a change to an open BCBSRI Plan65 Supplement plan:
You must remain a BCBSRI Medicare Advantage member for at least two years, AND
Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI
Get ready for AEP 2024! Join Jim Moses, Denver Health Plan’s Sales Manager, and Tricia Koteras, Garity’s Western Senior Territory Manager, as they roll-out what you can expect this year and take a deep dive into the 2024 plans.
GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers.
We support our brokers with personalized training, unlimited co-op marketing dollars, leads during AEP, cutting edge enrollment technology and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it!
Attention New York & Massachusetts Agents!You don’t want to miss this informative call on the new pilot program offered by Molina. Join Eric Smith, Molina Healthcare’s National Account Director to learn how GarityAdvantage is partnering with Molina to elevate your sales this AEP!
GarityAdvantageis a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers.We approach our role with brokers a bit differently than our competitors – as we provide local market teams to work with you side-by-side to ensure you succeed.
This allows us to actively develop targeted lead programs and local market opportunities to help you prospect and sell as well as deliver personalized training, ongoing marketing support and co-op funding to support your specific needs. We also offer the latest tech tools to help manage your business including efficient lead calling tools, an agent dashboard and a virtual quote and enrollment platform. Rounding out our support is a back office team helping you every step of the way with contracting, commissions, enrollments and compliance. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Call us today to learn more or request your contract now.
Staying compliant is an essential component to being successful in the Medicare market. CMS published their 2024 Policy and Technical Changes that include new marketing and communications regulatory requirements.
These changes have an impact on all agencies and brokers selling Medicare Advantage and/or Part D plans.
Integrity Marketing Group has developed two valuable guides to help you understand the latest rule changes and how they will impact your AEP 2024 preparations: a New Rules Frequently Asked Questions guide and a comprehensive Compliance Reference Guide.
PLEASE NOTE: Since the publication of Integrity’s FAQ guide, CMS has clarified the 48-hour rule to include a third exception: Unscheduled Inbound Calls. Until updates are made, please disregard answers 9-11 listed on pages 13-14 of the guide pertaining to inbound calls.
