Blue Cross & Blue Shield of Rhode Island (BCBSRI) has enhanced their
Value of Blue Guarantee
Give your clients the peace of mind knowing they can get the coverage they need… when they need it. With the Value of Blue Guarantee, your clients can opt for a one-time change from their Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period with no lapse in coverage.
For you, the broker, this Guarantee provides an opportunity to gain some new clients or even look at your existing book and provide them with significant savings. PLUS, Transitioning your Medicare Supplement clients to Medicare Advantage also presents an opportunity for increased commission on these clients.
Think of some of your Medicare Supplement clients paying for Supp, PDP and Dental premiums. Imagine them transitioning to one of BCBSRIs Medicare Advantage plans, giving them immediate savings in premium while providing access to embedded Rx, dental, OTC, gym, wellness reimbursements and more! Then, down the road if they need a Medicare Supplement, they can enroll in BCBSRIs Plan 65 at the base rate, no medical underwriting questions asked!
There are two unique ways to leverage The Value of Blue Guarantee (See below or download their new informational flyer that can be shared with members and prospects).
Scenario 1
When you’re first eligible for Medicare:
Choose BCBSRI when you’re first eligible for Medicare coverage (effective October 1, 2013, or later), AND
Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI.
You gain exclusive access to a one-time opportunity to change from a Medicare Advantage plan to an open Plan 65 Supplement plan in a future election period.
When you join BCBSRI from a non-BCBSRI Supplement plan:
Your clients can choose a BCBSRI Medicare Advantage plan and qualify for a one-time exception to elect an open BCBSRI Plan65 Supplement plan in the future during the election periods listed above.
To qualify for a change to an open BCBSRI Plan65 Supplement plan:
You must remain a BCBSRI Medicare Advantage member for at least two years, AND
Remain a BCBSRI Medicare Advantage member with no lapses in coverage since joining BCBSRI
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These new WoodmenLife Med Supp plans are a great option for your clients, and a great addition to your product portfolio! A Medicare Supplement plan can help clients manage their health care costs. Plus, WoodmenLife Med Supp clients have the opportunity to become a WoodmenLife member, gaining access to exclusive member benefits.1
Clients benefit from coverage they can choose, with features they want, competitive rates and an optional household discount — all from a financially strong company that’s been around for more than 130 years.
Awarded A+ (Superior) A.M. Best Rating2 for 47 consecutive years
Recognized on the 2023 Forbes list of America’s Best Insurance Companies3
Join us for a first look at the rates and other great offerings through WoodmenLife’s New Medicare Supplement in NJ and PA!
WoodmenLife member benefits for your clients include:
Free, online legal templates to create wills, powers of attorney and healthcare directives4
Discounts at 30,000 retailers nationwide5
Financial assistance following a qualifying natural disaster
$25,0006 for families of First Responder members who die in the line of duty
Opportunities to support their community through volunteer activities
Agents benefit from competitive commissions, a simple contracting process, ongoing support and resources to assist with any questions. This incredible opportunity is available NOW!
1 WoodmenLife Benefits are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a product. These benefits are not contractual, are subject to change and have specific eligibility requirements, such as length of membership, number of qualifying members in household and/or qualifying event. 2 A.M. Best again rated WoodmenLife A+ (Superior) for our financial strength and operating performance in 2022. A+ (Superior) is the second-highest rating out of 15 awarded. A.M. Best is an independent rating company nationally recognized for its objective reporting and rating of insurers. 3 Source: https://www.forbes.com/lists/best-insurance-firms/ 4 WoodmenLife has entered into a sponsored marketing relationship with Epoq, Inc. (Epoq) to offer document preparation services to WoodmenLife members. Epoq is an independent service provider. WoodmenLife is not affiliated with Epoq and does not administer these document preparation services. WoodmenLife does not provide, is not responsible for, does not assume liability for, and does not guarantee the accuracy, adequacy or results of any service or documents provided by Epoq. WoodmenLife, its employees and representatives are not authorized to give legal advice. Not all services are available in all states. 5 WoodmenLife has entered into sponsored marketing relationships with companies that agree to offer discounts to WoodmenLife members. WoodmenLife is not affiliated with these companies and does not administer these discounts for products or services.6 $25,000 benefit applies to officially registered non-military First Responders. WoodmenLife Benefits are not contractual, are subject to change and have specific eligibility requirements.