2020

December is Med Supp Month

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GarityAdvantage is offering a $250 bonus for every 10 Medicare Supplement apps

Bonus Programs

Did you know GarityAdvantage brokers sell more Medicare Supplement in the month of December than any other month of the year? 
This year, we want to help you sell even more with new tools, no-cost lists and leads and our special end of the year bonus program!

Med Supp December Bonus Program

GarityAdvantage is offering a $250 bonus for every 10 Medicare Supplement apps you submit in December*! Plus, check out the carriers offering additional incentives.

Quote & Go!

Our Senior Market Quote Engine gives you fast and easy access to Med Supp pricing, benefits and online applications – give it a try: 
Quote Engine

No-Cost Leads and Calling Lists

GarityAdvantage can help get you get started with access to our 20,000 AEP leads and T65 Calling Lists. Combined, you’ll always have prospects to call!
Request a T-65 list here or call us for additional lead program details: 800-234-9488

Carrier Bonus Programs

Earn up tp $300 per app! Check out the comprehensive list of carrier led bonus programs running NOW! Contact your Territory Manager if you have questions about the programs in your area.

Need Contracts or PDPs?

If you’re not already contracted, get started here.

If you already have the contracts you need – what are you waiting for??

Start selling now and start earning credit toward our special December Bonus Program!

GarityAdvantage works will many major carriers offering prescription drug plans including Aetna/Silverscript, Mutual of Omaha, UHC, WellCare and more…Request a Contract!

*To qualify for the GarityAdvantage December bonus, business must be submitted between 12/1/20 – 12/31/20 and have an effective date of 1/1/21.

Contact us for more information!
GarityAdvantage Agencies
800-234-9488
website | email

 

Enrollment President’s Day 2020

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Presidents-Day-2020

GarityAdvantage Agencies Holiday Hours

 Both our Massachusetts and Connecticut

offices will be closed for President’s Day, 

Monday, February 17th

Important Notes: All Carrier deadlines for enrollments still apply. Please plan accordingly as any enrollments sent
to the enrollment department after 5:00 PM Friday, 2/14/20 will not be processed until Tuesday, 2/18/20.

Any enrollments taken after 5:00 PM on Friday, 2/14/20
must be sent to the Carriers Directly.
(Carrier Submission Information)

Agent Dashboard and Enrollment Fax lines will be open
to accept your enrollments for processing Tuesday, 2/18/20.

Happy President’s Day

GarityAdvantage Agencies
800-234-9488


OEP: Do’s and Don’ts

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Are you ready for the Open Enrollment Period (OEP)?
OEP Cheat Sheet

When is OEP?      January 1 through March 31 each year.

Who is Eligible?

Individuals enrolled in an MA-Only or MAPD plan CAN:
  • use the OEP to switch to or get a different MAPD plan, an MA-only plan, or Original Medicare (with or without a PDP).

Individuals enrolled in Original Medicare CANNOT:
  • use the OEP to join an MA or MAPD plan, add a PDP, or change their PDP.
In addition, the OEP is not available to those enrolled in Medicare Savings
Accounts or other Medicare health plan types (such as cost plans or PACE).

Broker Do’s and Don’ts

Producers May NOT:
    • Send unsolicited materials advertising the ability/opportunity to make an additional enrollment change or referencing the OEP
    • Specifically target beneficiaries who are in the OEP because they made a choice during AEP, by purchase of mailing lists or other means of identification
    • Engage in or promote agent/broker activities that intend to target the OEP as an opportunity to make further sales
    • Call or otherwise contact former enrollees who have selected a new plan during the AEP
    • Use marketing pieces that highlight the OEP or the opportunity to change plans during the OEP
    • Make assumptions on which election period to use.
red x
green check

Producers May:
    • Educate consumers about the OEP if you are enrolling them into a plan, or they have reached out to you about their dissatisfaction with their current plan
    • At a beneficiary’s proactive request, send marketing materials, have one-on-one meetings, and provide information on the OEP
    • Market to age-ins (who have not yet made an enrollment decision)
    • Market to dual-eligible and low-income subsidy (LIS) beneficiaries who, in general, may make changes once per calendar quarter during the first nine months of the year

PRODUCERS MUST:

Determine if the consumer has a valid election period and which election
period is best for the consumer’s circumstances.

We hope you take advantage of this additional enrollment period happening in Q1 2020. Below are links to carrier information sheets to further clarify the do’s and don’ts you need to follow to ensure you remain compliant. Happy New Year!
What is OEP
Educational Flyer
OEP Job Aid
Listen to UHC's Podcast for more in depth information!

Contact Broker Support if you have any questions!
800-234-9488
GarityAdvantage Agencies

Envision Contracting is Closing!

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Time Running Out (1)

THIS IS YOUR LAST CHANCE!

Envision has just informed us that on Friday, November 15th they are closing the onboarding window for new agents until further notice. ACT NOW if you want to obtain the ability to sell one of the lowest cost PDP’s in the nation featuring the highest commissions allowable by CMS ($78 New / $39 Renewal)

Why EnvisionRxPlus?

  • Envision is an independent PDP provider with a low cost plan ($13.70 – $14.20/mo.)
  • They do NOT offer MA―so no worries about them cross selling your PDP Clients!
  • Easy access to supplies and all forms are easily downloadable from their website
  • They are small and highly responsive to brokers
  • Envision pays the maximum allowable commission by CMS – $78 New / $39 Renewal

Learn More and Request Contracting TODAY!

Request a Contract
2020 Benefit Plan

Available in: AL, CA, CT, DE, DC, GA, IN, KY, ME, MD, MA, MI, MS, NH, NY, NC, OH, OR, PA, RI, TN, TX, SC, VA, VT, WA, WV

Reach out to our Broker Support Team if you have any questions.

GarityAdvantage Insurance Marketing Agencies

800-234-9488 | email | web

Are changes in the PDP market driving you crazy?

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PDP Crazy2

Are changes in the PDP market driving you crazy?

You are not alone! A lot has happened in the Prescription Drug Plan (PDP) market over the past year. Here are just a few of the biggest trends:

  • Big carriers buying and selling plans
  • Millions of members getting word that their PDP is with a different carrier
  • Significant plan changes across the industry requiring more members to make decisions on where to go in 2020
  • Agents being left out of the selling process due to carrier’s referring YOUR members to THEIR internal sales teams
  • Supply ordering delays, enrollment submission snags and finding no-one available to answer your questions at the carrier.

Sound familiar? We have a solution we’d like you to consider…

Simplify your PDP selling with EnvisionRxPlus

  • Envision is an independent PDP provider with a low cost plan – $13.70-$14.20
  • PDP is their only product line
  • Easy access to supplies and all forms downloadable from website
  • They are small and highly responsive to brokers
  • Envision pays the maximum allowable commission by CMS – $78 New $39 Renewal

    Learn More and Request Contracting TODAY!

2020 Benefit Plan
Request a Contract

Available in: AL, CA, CT, DE, DC, GA, IN, KY, ME, MD, MA, MI, MS, NH, NY, NC, OH, OR, PA, RI, TN, TX, SC, VA, VT, WA, WV

It’s Not Too Late to Onboard With Envision!

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not too late

A lot has happened in the Prescription Drug Plan (PDP) market over the past year. The biggest news came when CVS purchased Aetna and, as a term of the sale, Aetna sold their massive PDP book of business to Wellcare—impacting over 2.5 million seniors. Now these PDP clients are receiving their ANOC letters informing them that their Aetna plan is now a Wellcare plan–causing many seniors to question their new carrier and how their drugs will be covered moving forward.

For brokers, this level of market disruption can be either a good thing or bad – all depending on how you respond when your clients come calling. At GarityAdvantage, we work with our agents to ensure they are properly positioned in the PDP market to take full advantage of this year’s migration.

CONTRACT WITH ENVISION

One carrier partner we want you to be aware of this season is EnvisionRx—an independent PDP provider who has established themselves as a key player in the low cost PDP market year after year. PDP is their only product line. They are small and highly focused, but growing fast and, unlike many of the big carriers, Envision pays the maximum allowable commission by CMS. Our agents have been pleased with both the broker support and the customer service they provide their members, leaving you more time to sell.

To help you best service your agents in the PDP space this coming AEP, we strongly suggest you take the Envision contract. Click here to view the benefits and the service area, and click this link to request contracting.

Best wishes for a successful AEP season!

EnvisionRx PDP is now a 3-Star Plan

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CMS released preliminary Star Ratings information and early indicators show EnvisionRx will be a 3-Star plan again for 2020. This preview information cannot be shared with members or prospective members yet, but we wanted you to have a sneak peek as you’re gearing up for the selling season!

 

AS OF 10/1:

AS OF 10/15:

AS OF 11/1:

Validate their 3-Star plan at Medicare.gov/find-a-plan.

View, download & print new Star rating sheets at envisionrxplus.com/brokers. See Broker Resources.

A supply of new Star rating sheets will be mailed to you for distribution to your customers.

 

Are You Ready to Sell?
GET CONTRACTED AND CERTIFIED

Why EnvisionRx?

EnvisionRxPlus can help drive your 2020 AEP sales with affordable Medicare Part D benefits that provide your client with the medications they need along with convenient pharmacy options.

EnvisionRxPlus offers:

  • Low monthly premium
  • $1 copay for Tier 1 generics at retail pharmacies
  • $0 copay for Tier 1 generics with mail order
  • $0 deductible for Tier 1 and 2 medications
  • Extensive drug list
  • One of the largest pharmacy networks, including mail order

Contact us for more information!

 

NOT FOR MEMBER MARKETING; FOR AGENT USE ONLY

Details about this plan cannot be shared with beneficiaries until 10/01/19.

EnvisionRxPlus is the product of EnvisionInsurance, a subsidiary of Rite Aid.

Emblem Health 2020 Product Training

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emblem 2020 rollout

Emblem is expanding to new counties in 2020. Find out what they have in store for this coming AEP at our product training happening on September 18th at the Emblem Health headquarters in Melville.

Join product experts from Emblem, the GarityAdvantage team and your broker peers for this insightful training session.

CLICK HERE TO RSVP

Not contracted with Emblem? No worries, simply check off the box on the RSVP form to request contracting or more information.

Mary Washington Rollout

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mary washington

 

You are cordially invited to the
2020 AEP Sales Summit for the ALL NEW
Mary Washington Medicare Advantage.


You can’t afford to miss this exceptional opportunity to get on board with two $0 premium plans serving Caroline, Spotsylvania, Fredericksburg, Stafford, Orange, King George counties.

Please join us for special presentations from the health plan leadership and vendor teams from Mary Washington to get you up to speed on these exciting new Medicare Advantage plans.

All meetings will be held at:

Hilton Garden Inn
1060 Hospitality Lane,
Fredericksburg, VA 22401

Register for one of the following meetings:

Wednesday, September 4th, 11AM – 1PM (Lunch Provided)

Thursday, September 5th, 2PM – 4PM (Happy Hour After)

Tuesday, September 10th, 11AM – 1PM (Lunch Provided)

REGISTER TODAY

Your attendance at any of these sessions will satisfy the requirement for face to face certification with Mary Washington Medicare Advantage for the 2020 plan year. You will not be ready to sell Mary Washington Medicare Advantage for AEP if you do not attend a face to face session. Each session will review all plans in the Fredericksburg region.

This Virginia Top Ranked Hospital
services the following counties:

Caroline
Spotsylvania
Fredericksburg		 Stafford
Orange
King George

 

Sneak Peek of a few Benefits offered:
Two $0 Premium HMO plans

PCP Visit: $5 Co-pay
Specialist: $35 Co-pay (Plan 001)
Specialist: $45 Co-pay (Plan 002)

Also Includes:
OTC Benefit $50/Quarterly
Dental benefit- Basic
Vision benefit- $100
Fitness- Silver Sneakers

Don\’t miss your chance to Partner with
GarityAdvantage Agencies to:

·     Get Leads and/or Co-op

·     Conduct Seminars

·     Get referrals from \”Doctor PODs\”

·     And More…
GarityAdvantage
Request a Contract

Fallon 2020 Training and Certification

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Fallon2020Training-Carousel

Join us for our annual product training where we will update you on our latest plan features and network expansion for 2020!

PLUS, Get Certified!
At the end of the training, you will have an opportunity to take a paper exam and become Ready-to-Sell for the upcoming AEP.

Friday, September 6th at 10:00 AM
Massachusetts Association of Insurance Agents
91 Cedar Street, Milford, MA 01757

Register Now

If you have completed AHIP, please upload a copy of your certificate.

Upload AHIP

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