Are you ready for the Open Enrollment Period (OEP)?
When is OEP? January 1 through March 31 each year.
Who is Eligible?
Individuals enrolled in an MA-Only or MAPD plan CAN:
use the OEP to switch to or get a different MAPD plan, an MA-only plan, or Original Medicare (with or without a PDP).
Individuals enrolled in Original Medicare CANNOT:
use the OEP to join an MA or MAPD plan, add a PDP, or change their PDP.
In addition, the OEP is not available to those enrolled in Medicare Savings Accounts or other Medicare health plan types (such as cost plans or PACE).
Broker Do’s and Don’ts
Producers May NOT:
Send unsolicited materials advertising the ability/opportunity to make an additional enrollment change or referencing the OEP
Specifically target beneficiaries who are in the OEP because they made a choice during AEP, by purchase of mailing lists or other means of identification
Engage in or promote agent/broker activities that intend to target the OEP as an opportunity to make further sales
Call or otherwise contact former enrollees who have selected a new plan during the AEP
Use marketing pieces that highlight the OEP or the opportunity to change plans during the OEP
Make assumptions on which election period to use.
Producers May:
Educate consumers about the OEP if you are enrolling them into a plan, or they have reached out to you about their dissatisfaction with their current plan
At a beneficiary’s proactive request, send marketing materials, have one-on-one meetings, and provide information on the OEP
Market to age-ins (who have not yet made an enrollment decision)
Market to dual-eligible and low-income subsidy (LIS) beneficiaries who, in general, may make changes once per calendar quarter during the first nine months of the year
PRODUCERS MUST:
Determine if the consumer has a valid election period and which election period is best for the consumer’s circumstances.
We hope you take advantage of this additional enrollment period happening in Q1 2020. Below are links to carrier information sheets to further clarify the do’s and don’ts you need to follow to ensure you remain compliant. Happy New Year!
2023 New Hampshire Stride Product Rollout & Certification
Join Harvard Pilgrim Health Care’s MaryEllen Joyce and GarityAdvantage Agencies’ Susan Young to learn about their new products and benefits for 2023 and take care of Stride™ certification requirements all in one convenient live meeting. (AHIP is still required.) You’ll be prepared for AEP 2023!
Contract completion/submission to GarityAdvantage required prior to attending. If you are not contracted, please request the contract here and return to GarityAdvantage for processing prior to the training.
WellSense, one of NH’s largest and most popular Medicaid plan carriers in NH is now offering Medicare Advantage including DSNP look-alike plans to NH residents.
With over 7000 Medicare-eligible Medicaid members, the opportunity to add a MA plan to their coverage is available NOW for DSNP-savvy Medicare agents.
Join us for one of our two live training sessions to meet the WellSense carrier representatives and learn about this BRAND NEW Medicare Advantage opportunity in New Hampshire.
NOTE:A contract submission is required in order to attend.
If you are unable to attend, but curious about adding Medicare to your practice or currently selling Medicare but seek better service from your upline, contact us!
GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We are the only NMO physically located here in New England. We approach our role with brokers a bit differently than our competitors – as we provide local market teams to work with you side-by-side to ensure you succeed.
This allows us to actively develop targeted lead programs and local market opportunities to help you prospect and sell as well as deliver personalized training, ongoing marketing support and co-op funding to support your specific needs. We also offer the latest tech tools to help manage your business including efficient lead calling tools, an agent dashboard and a virtual quote and enrollment platform. Rounding out our support is a back office team helping you every step of the way with contracting, commissions, enrollments and compliance. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Call us today to learn more or request your contract now.
