Are you ready for the Open Enrollment Period (OEP)?
When is OEP? January 1 through March 31 each year.
Who is Eligible?
Individuals enrolled in an MA-Only or MAPD plan CAN:
use the OEP to switch to or get a different MAPD plan, an MA-only plan, or Original Medicare (with or without a PDP).
Individuals enrolled in Original Medicare CANNOT:
use the OEP to join an MA or MAPD plan, add a PDP, or change their PDP.
In addition, the OEP is not available to those enrolled in Medicare Savings Accounts or other Medicare health plan types (such as cost plans or PACE).
Broker Do’s and Don’ts
Producers May NOT:
Send unsolicited materials advertising the ability/opportunity to make an additional enrollment change or referencing the OEP
Specifically target beneficiaries who are in the OEP because they made a choice during AEP, by purchase of mailing lists or other means of identification
Engage in or promote agent/broker activities that intend to target the OEP as an opportunity to make further sales
Call or otherwise contact former enrollees who have selected a new plan during the AEP
Use marketing pieces that highlight the OEP or the opportunity to change plans during the OEP
Make assumptions on which election period to use.
Producers May:
Educate consumers about the OEP if you are enrolling them into a plan, or they have reached out to you about their dissatisfaction with their current plan
At a beneficiary’s proactive request, send marketing materials, have one-on-one meetings, and provide information on the OEP
Market to age-ins (who have not yet made an enrollment decision)
Market to dual-eligible and low-income subsidy (LIS) beneficiaries who, in general, may make changes once per calendar quarter during the first nine months of the year
PRODUCERS MUST:
Determine if the consumer has a valid election period and which election period is best for the consumer’s circumstances.
We hope you take advantage of this additional enrollment period happening in Q1 2020. Below are links to carrier information sheets to further clarify the do’s and don’ts you need to follow to ensure you remain compliant. Happy New Year!
GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We support our brokers with personalized training, unlimited co-op marketing dollars, a virtual enrollment platform, personalized marketing collateral and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Request a contract today!
In observance of Independence Day,
GarityAdvantage Agencies will be closing early at 3:00PM Wednesday July 3rd and will be closed on Thursday, July 4th and Friday, July 5th.
NOTE: Carrier deadlines for enrollments still apply.
Important Notes: All Carrier deadlines for enrollments still apply. Please plan accordingly as any enrollments sent to the enrollment department after 3:00 PM EDT Wednesday, July 3rd, will not be processed until Monday, July 8th.
Please use the links below for directions on how to submit your applications to the carriers directly after 3:00 PM EDT Wednesday, July 3rd.
To ensure compliance with CMS enrollment time-frames, you should always submit your enrollments the day they are received. This is especially important now because CMS requirements do not allow additional days for weekends and holidays.
The Enrollment Department will continue to monitor & process all incoming enrollments, to ensure they are submitted to the carriers within their allotted time-frames.
For enrollments that are NOT time-sensitive, our Agent Dashboard and Enrollment Fax lines are open 24 hours to accept your enrollments. We will resume processing again on Monday, July 8th.
Whether you’re a seasoned professional or new to the field, this webinar has something for you
If this is in your “promotions” folder, please drag it to your regular inbox so you can receive future updates.
Are you ready to tap into the growing market for Med Supp and empower your clients with the peace of mind they deserve?
With so much change occurring in the market, there has never been a better time to reassess your Med Supp selling strategy. This exclusive 1-hour webinar, presented by UnitedHealthcare, is designed for licensed insurance agents like you, seeking to maximize their success in the Medicare Supplement space.
Space is limited, so register now to secure your spot!
Whether you’re a seasoned professional or new to the field, this webcast has something for you:
Deep Dive into the Value of Medicare Supplements: We’ll break down the critical role Medicare Supplements play in filling coverage gaps and reducing out-of-pocket expenses for your clients.
Stay Ahead of the Curve with AARP Medicare Supplement Program Updates: Get the latest insights on 2024 program enhancements, including EZ Claim Pay, High Deductible Group (HDG) plans, and the all-new billing system.
Expand Your Selling Opportunities: Discover how to leverage UnitedHealthcare’s comprehensive Dental, Vision, and Hearing plans alongside Medicare Supplements for a holistic approach to client wellness (brief overview – full details coming soon for the 3rd wave launch in NE states).
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Unlock the Power of the Renew Active Program: Maximize client satisfaction and retention with the highlights of the Renew Active program, keeping your clients active and engaged.
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P.S. Can’t attend live? Register anyway, and we’ll send you a recording of the webinar for later viewing.
Curious about more training from GarityAdvantage?
Want to work with us to grow your Medicare business?
GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We support our brokers with personalized training, unlimited co-op marketing dollars, a virtual enrollment platform, personalized marketing collateral and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Request a contract today!
