Carriers
Carrier Announcements
3 Key Reasons to Sell Anthem Medicare Supplement in ME
3 Key Reasons
to Sell Anthem Medicare Supplement in Maine
Bonus Program Extended through 6/1/2020 Effectives! |
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Combine Discounts! |
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Save 5% when more than one member in the household enrolls in an Anthem Medicare Supplement plan. The discount is for policies with effective dates of 3/1, 4/1, 5/1 or 6/1/2020 and available to those members who occupy the same housing unit. |
Anthem ME Med Supp Plans are Best in Class! See why: |
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Get started today!
Already Contracted?
Order Your Sales Kits from Anthem
Need a Contract?
Request a Contract Here
3 Key Reasons to Sell Anthem Medicare Supplement in CT
3 Key Reasons
to Sell Anthem Medicare Supplement in CT
Increased Commission! |
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Effective March 1, 2020 Anthem is raising first year commission on Med Supp ‘New to Anthem’ sales for plans F, G and N from $225 to $360! This applies regardless if the person is new to Medicare, they just need to be new to Anthem (i.e. aging in, from another carrier, from a MAPD plan…). |
Bonus Program Extended through 6/1/2020 Effective! |
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Anthem CT Med Supp Plans are Best in Class! See why: |
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Get started today!
Already Contracted?
Order Your Sales Kits from Anthem
Need a Contract?
Request a Contract Here
Making Dental Part of Your Medicare Sale
Check out the all new PrimeStar Protect plan! |
Your clients will thank you for offering a quality dental plan alongside Medicare. This webcast is a must-see and will provide insight into why you should sell dental now, how to minimize the effort needed to incorporate dental into the sales process, and what your clients are looking for in a carrier.
Featuring Todd Cowan, National Sales Director for Ameritas Dental. He will guide us through this webcast using his expertise to review:
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- The top things seniors look for in dental benefits
- The product and enrollment processes
- 3 simple ways to incorporate and sell dental with Medicare
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Ameritas PrimeStar dental plans feature:
PrimeStar vision plans feature:
Selling dental and vision insurance has never been easier! Once you become appointed with Ameritas, you will receive your very own hyperlink. With a custom hyperlink, you and your clients receive 24/7 access to quote and purchase PrimeStar. Plus, you will be ensured credit for any online enrollments because your hyperlink has your agent number automatically included. It is that simple! |
If you have not already done so, get contracted with Ameritas and start selling PrimeStar dental and vision insurance today.
Foresters Webinar January 2020
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Final expense is a key product to offer senior clients AND a great follow-up strategy for recent Medicare sales. With AEP behind you, now is the time to reconnect with all clients about the peace of mind they can achieve by securing a Final Expense plan. Join GarityAdvantage on Tuesday January 28th from 11AM-12PM EST as we sit down with Jeanne Gazlay, CLU, ChFC, MSFS, FLMI – National Sales Specialist – Foresters Financial to drill down into the key features and cross selling opportunities available through their Foresters PlanRight Final Expense plan. Foresters recently overhauled the PlanRight plan to strengthen its value to policyholders and deliver more benefits including: |
More and more brokers from across the country are discovering the exceptional earnings potential of final expense insurance – have you? Join us on next week for this informative Webcast to learn more about Foresters PlanRight plan and how Final Expense can fit into your 2020 strategy. |
Tuesday, January 28th
11:00 AM – 12:00 PM EST
Check out Foresters on our website:
Contract Online through SuranceBay:
Oxford Life Announcement
Our Final Expense Portfolio Now Includes
Oxford Life Insurance Company
“Our mission is to provide products and
services promoting financial security to
individuals that will enable them to live
with dignity in their retirement years.”
~ Oxford Life Insurance Company
Excellent financial ratings, a long track record of caring for their policy holders, and a host of financial products specifically designed to meet the needs of seniors make Oxford Life a strong partner in helping your clients achieve their retirement goals.
Oxford Life offers brokers competitive commissions, flexible advance policies and a comprehensive agent portal to facilitate the ease of writing business including a mobile app, online calculators, downloadable forms and more…
LEARN MORE!
Join us for an informative Webcast focused on:
Why Oxford Life Final Expense?
- InstaWriteSM Point-of-Sale Decision
- Among the LOWEST rates in the industry
- Up to 9 Month Commission Advance Available
- Commissions Paid Daily via EFT
- Issue Ages 50-85
- Coverage from $5,000-$30,000
- No Charge for Resident Appointment Fees
- Product available in all states except – AL, MS, MT, NY, VT, WV
Click here to review the recording or watch below:
Review the presentation used in the webcast.
OEP: Do’s and Don’ts
Are you ready for the Open Enrollment Period (OEP)? |
When is OEP? January 1 through March 31 each year. |
Who is Eligible?
Individuals enrolled in an MA-Only or MAPD plan CAN: |
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Individuals enrolled in Original Medicare CANNOT: |
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In addition, the OEP is not available to those enrolled in Medicare Savings
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Broker Do’s and Don’ts |
Producers May NOT: |
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Producers May: |
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PRODUCERS MUST:Determine if the consumer has a valid election period and which election
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We hope you take advantage of this additional enrollment period happening in Q1 2020. Below are links to carrier information sheets to further clarify the do’s and don’ts you need to follow to ensure you remain compliant. Happy New Year! |
Contact Broker Support if you have any questions!
800-234-9488
GarityAdvantage Agencies
Selling Med Supp: Strategies for Success (Webinar Rebroadcasts)
Connecticut
- CT Med Supp product/market review
- New changes for 2020/MACRA
- Med Supp vs. Med Advantage
- Lead generation/marketing strategies
- Asking the right questions to identify Med Supp candidates
- Med Supp selling tools you can use
- Cross selling strategies
- Leveraging our Medicare Quoting Engine
MA - ME - NH - RI
- Med Supp product/market review for MA, RI, ME & NH
- New changes for 2020/MACRA
- Med Supp vs. Med Advantage
- Lead generation/marketing strategies
- Asking the right questions to identify Med Supp candidates
- Med Supp selling tools you can use
- Cross selling strategies
- Leveraging our Medicare Quoting Engine
Virginia
- VA Med Supp product/market review
- Med Supp vs. Med Advantage
- Lead generation/marketing strategies
- Asking the right questions to identify Med Supp candidates
- Med Supp selling tools you can use
- Cross selling strategies
- Leveraging our Medicare Quoting Engine
- Competitive advantages unique to Virginia
Why Sell Medicare Supplements?
- Great commissions AND high persistency
- High renewal income potential
- Helps create other sales opportunities
- No red tape; no certifications; no set enrollment period
10 Key Reasons to Work with GarityAdvantage:
- National FMO with access to the top carriers in your market
- Local broker support across New England
- Entire focus is on senior market
- Top commissions paid directly to you
- Extensive in-person and online training
- Free Senior Market Quoting Engine
- Flexible marketing co-op lead programs
- Uncompromising compliance standards
- Committed to the long-term agent relationship
- Opportunities for agency growth
Submission Deadlines for AEP 2020
PLAN AHEAD!
Medicare AEP ends on December 7th!
Thank you for all of your hard work this Annual Election Period.
Please follow these reminders to make sure your final selling days go smoothly.
ENROLLMENT DEADLINES
Per CMS, as an agent, you must receive and sign the consumer’s AEP enrollment application No Later than Saturday, Dec. 7, 2019 to fulfill AEP election.
All Enrollments MUST BE *Received at GarityAdvantage or directly to the carriers NO LATER THAN the guidelines below. If submitting directly to carrier, all submissions need to be received by midnight on December 7th.
Please refer to our website for submission methods directly to carrier.
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Carrier Name |
Deadline for Enrollments to be |
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Aetna/Coventry |
Monday, December 9th by 12PM (noon) |
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Anthem |
Saturday, December 7th by 3PM * Any enrollments taken later (Please send a copy to our office for commission tracking) |
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BCBSRI |
Monday, December 9th by 12PM (noon) |
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CarePartners of CT |
Monday, December 9th by 12PM (noon) |
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Envision PDP |
MUST be faxed direct to Envision: |
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Fallon |
Saturday, December 7th by 3PM * Any enrollments taken later MUST be emailed direct to Fallon: MedicareSalesBrokers@fallonhealth.org |
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HPHC Stride HMO |
Monday, December 9th by 12PM (noon) |
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Humana |
Saturday, December 7th by 3PM * Any enrollments taken later MUST be faxed direct to Humana: |
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Silverscript |
MUST be faxed direct to Silverscript: |
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Tufts MA |
Saturday, December 7th by 3PM |
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UnitedHealthcare |
Saturday, December 7th by 3PM |
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Wellcare/ Today’s Options |
Monday, December 9th by 12PM (noon) |
GarityAdvantage Fax: (781) 982-1887
For Other Carrier Enrollment Deadlines, Call Us: 800-234-9488
IMPORTANT REMINDERS:
• This year’s Annual Enrollment Period (AEP) ends Saturday December 7, 2019 and all AEP marketing efforts must cease after that date
• Beneficiaries that enroll after December 7th, must have a Special Election Period (SEP) or an Initial Election Period (aging in)
• We encourage you to check the enrollment status, carrier approval and enrollment effective dates of applications via the Carrier’s agent portals
Questions?
Call us: 800-234-9488
Thank you for a successful AEP!
GarityAdvantage Agency
www.garityadvantage.com
December is Med Supp Month – Bonus Info
Did you know GarityAdvantage brokers sell more Medicare Supplement in the month of December than any other month of the year? The time is NOW to get your Med Supp selling strategy in gear and end the year STRONG!
Here’s How We Can Help:
Earn $25-$300 in bonus cash through carrier incentive programs! Check out programs from Aetna, Anthem, GTL and More! Details here…
Our Senior Market Quote Engine gives you fast and easy access to Med Supp pricing, benefits and online applications – give it a try: Quote Engine
Garity has the tools you need to help you get your selling strategy off the ground. Check out our Medicare Supplement Solutions Toolkit
GarityAdvantage can help get you get started with access to our 20,000 AEP leads and T65 Calling Lists. Combined, you’ll always have prospects to call! Call us for details at 800-234-9488.
Why Sell Med Supp?
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Competitive Rates – Look at Plans G, N, F & High G after 1/1/2020. (Plan F is still available people who turned 65 prior to 1/1/2020)
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No Networks/No Referrals – Clients have the freedom to see any doctor that accepts Medicare.
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Many carriers are paying Lifetime commissions or have increased commissions as of 2020
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Most Plans offer Extra Benefits – Gym memberships, vision discounts, hearing discounts, nurse helpline, etc.
If you’re not already contracted, get started here.
If you already have the contracts you need – what are you waiting for??
Need PDPs???
GarityAdvantage works will all major carriers offering prescription drug plans including Envision, Humana, Mutual of Omaha, Silverscript, UHC, Wellcare and more. Request your contract(s) here.