Are you ready for the Open Enrollment Period (OEP)?
When is OEP?
January 1 through March 31 each year.
Who is Eligible?
Individuals enrolled in an MA-Only or MAPD plan CAN:
use the OEP to switch to or get a different MAPD plan, an MA-only plan, or Original Medicare (with or without a PDP).
Individuals enrolled in Original Medicare CANNOT:
use the OEP to join an MA or MAPD plan, add a PDP, or change their PDP.
In addition, the OEP is not available to those enrolled in Medicare Savings Accounts or other Medicare health plan types (such as cost plans or PACE).
Broker Do’s and Don’ts
Producers May NOT:
Send unsolicited materials advertising the ability/opportunity to make an additional enrollment change or referencing the OEP
Specifically target beneficiaries who are in the OEP because they made a choice during AEP, by purchase of mailing lists or other means of identification
Engage in or promote agent/broker activities that intend to target the OEP as an opportunity to make further sales
Call or otherwise contact former enrollees who have selected a new plan during the AEP
Use marketing pieces that highlight the OEP or the opportunity to change plans during the OEP
Make assumptions on which election period to use.
Producers May:
Educate consumers about the OEP if you are enrolling them into a plan, or they have reached out to you about their dissatisfaction with their current plan
At a beneficiary’s proactive request, send marketing materials, have one-on-one meetings, and provide information on the OEP
Market to age-ins (who have not yet made an enrollment decision)
Market to dual-eligible and low-income subsidy (LIS) beneficiaries who, in general, may make changes once per calendar quarter during the first nine months of the year
PRODUCERS MUST:
Determine if the consumer has a valid election period and which election period is best for the consumer’s circumstances.
We hope you take advantage of this additional enrollment period happening in Q1 2021. Below are links to carrier information sheets to further clarify the do’s and don’ts you need to follow to ensure you remain compliant.
DHMP is not your ordinary health insurance carrier. Unlike regular insurance companies that operate to make a profit for their shareholders, DHMP is a local, nonprofit company that directs its funds toward the well-being of their members and making quality care accessible to all.
DHMP serves more than 100,000 members in the Denver-metro area including Medicare and Medicare/Medicaid eligible beneficiaries.
For 2022, DHMP expects to continue offering its two popular HMO plans
Select (HMO)
Choice (HMO D-SNP)
Both plans offer an expanded provider network in the Denver area including:
Denver Health SCL (Denver Metro Area)
UCHealth (Denver Metro Area)
National Jewish Health (Denver Metro Area)
Stride Community
GarityAdvantage Agencies is offering contracts to agents and agencies interested in selling DHMP plans.
GarityAdvantage provides contracted agents with no-cost and co-op lead programs, live and virtual training, personalized marketing collateral, client retention programs, a virtual selling platform and a knowledgeable team to help you every step of the way. Be sure to request your contracting today to gain access to these valuable marketing tools – plus all the service and support.
New Medicare Advantage options coming to Worcester County.
Save the Date
MassAdvantage Rollout Event August 30, 2021 | 7:45am – 11:00am
Beechwood Hotel, 363 Plantation Street, Worcester, MA
Dear {$firstName!”Agent”},
There are new Medicare Advantage options coming to Worcester County built in partnership with UMass Memorial Health. Dr. Eric Dickson, President and CEO of UMass Memorial Health, will share his vision for the new Medicare Advantage options in Worcester County.
Broker training will be provided. More details to follow!
Medicare Supplement options provide brokers with a variety of plan types to offer clients.
Get Your Med Supp Selling Strategy in Gear for 2022!
While the popularity of Advantage plans continues to rise, so do year-round selling opportunities for Medicare Supplements. Are you capturing your share of the Med Supp market?
Join Regional Sales Director, Nicky Skubal from UnitedHealthcare AARP Medicare Supplement and Senior Territory Manager, Shana Conefrey from GarityAdvantage as they break down the when, where, why and how you can offer Medicare Supplement plans to your Medicare-eligible clients.
Get your Medicare Supplement selling strategy in gear and learn more about the:
🏆 Value of Med Supp to the agent
🏆 Value of Med Supp for the client
🏆 Year round opportunity (no CMS red tape)
🏆 Lost opportunity (Med Supp enrollments by the numbers)
🏆 Brand power of UHC/AARP
Did you know… GarityAdvantage provides contracted agents with no-cost and co-op lead programs, live and virtual training, personalized marketing collateral, client retention programs, a virtual selling platform and a knowledgeable team to help you every step of the way. Be sure to request your contracting today to gain access to these valuable marketing tools – plus all the service and support.
