2026

American Home Life: Now Available

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IntegrityCONNECT in Spanish – Webinar

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OEP Do’s & Don’ts 2026 (RECENT UPDATE)

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Download OEP Guidelines Inside

Do's and Dont's OEP

Are you ready for the Open Enrollment Period (OEP)?

January 1 through March 31 each year.

Please see updated rule regarding DSNP and LIS eligibles below.

Who is Eligible

Individuals enrolled in an MA-Only or MAPD plan CAN:
Use the OEP to switch to or get a different MAPD plan, an MA-only plan, or Original Medicare (with or without a PDP).

Individuals enrolled in Original Medicare CANNOT:

Use the OEP to join an MA or MAPD plan, add a PDP, or change their PDP.

In addition, the OEP is not available to those enrolled in Medicare Savings Accounts or other Medicare health plan types (such as cost plans or PACE).

Broker Do’s and Don’ts

Producers May NOT:

  • Send unsolicited materials advertising the ability/opportunity to make an additional enrollment change or referencing the OEP

  • Send marketing that encourages OEP inquiries, such as, “Unhappy with your current plan? “

  • Specifically target beneficiaries who are in the OEP because they made a choice during AEP, by purchase of mailing lists or other means of identification

  • Engage in or promote agent/broker activities that intend to target the OEP as an opportunity to make further sales

  • Call or otherwise contact former enrollees who have selected a new plan during the AEP

  • Use marketing pieces that highlight the OEP or the opportunity to change plans during the OEP

  • Make assumptions on which election period to use.

Producers May:

  • Educate consumers about the OEP if you are enrolling them into a plan, or they have reached out to you about their dissatisfaction with their current plan
  • At a beneficiary’s proactive request, send marketing materials, have one-on-one meetings, and provide information on the OEP
  • Market to age-ins (who have not yet made an enrollment decision)

  • Market to five-star continuous enrollment Special Enrollment Period when 5 Star Plan are available in your area

  • UPDATED: Market to dual-eligible and low-income subsidy (LIS) beneficiaries in states where the new integrated care SEP is applicable. More information in our DSNP Guide.
  • Include general information on your website about enrollment periods, including OEP

PRODUCERS MUST:

Determine if the consumer has a valid election period and which election period is best for the consumer’s circumstances.

We hope you take advantage of this additional enrollment period happening in Q1. Below is a link to a helpful guide to refer to and ensure you remain compliant.

Contact Broker Support if you have any questions!

800-234-9488

GarityAdvantage Agencies

Now Available: 2026 – Medicare 101 Presentation (English)

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Download Today

UPDATED for 2026
2026 Medicare 101 Slide Deck

We are excited to share the updated English Medicare 101 Presentation with 2026 costs! This essential presentation has been refreshed with the latest information from CMS to help you serve clients even better this AEP, and beyond.

Download the English Version Now

Stay tuned for the Medicare 101 Presentation in additional languages. Coming soon!

Need additional contracts? New to GarityAdvantage?

Contact Tori or Jessie to learn more about expanding your portfolio and working with GarityAdvantage.

Tori Glotfelty

Tori Glotfelty

Recruitment Marketing Manager
GarityAdvantage Agencies

781-616-1455 (direct)

TGlotfelty@garityadvantage.com

Tori Glotfelty

Jessie Gardner

Recruiter
GarityAdvantage Agencies

681-781-4774 (direct)

JGardner@GarityAdvantage.com

GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We support our brokers with personalized training, unlimited co-op marketing dollars, a virtual enrollment platform, personalized marketing collateral and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Request a contract today!

GarityAdvantage

2026 IRA Medicare Impact Materials

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Learn More Today

Download Today

The Inflation Reduction Act (IRA) is bringing major Medicare changes in 2026. Don’t worry— we have the materials you need to compliantly and confidently inform your clients about what’s coming.

The Presentation: The Inflation Reduction Act and What You Need to Know. 

Schedule time with your clients to review these important updates. The presentation covers, among other items:

  • Changes to Medicare Part D due to the IRA

  • How consumers may benefit from the changes

  • What to watch for when they receive their Annual Notice of Change (ANOC) letter

Informational Flyer: The Inflation Reduction Act (IRA) Brings Big Changes

Leave your clients with an informative, summarized flyer of the Medicare enhancements coming in 2026. The flyer touches upon:

  • Maximum out-of-pocket costs

  • Negotiated prices on prescription drugs

  • Automated renewal of the Medicare prescription payment plan
Download Materials Today!

Have Question? New to GarityAdvantage?  Contact Tori or Jessie to learn more about expanding your portfolio and working with GarityAdvantage.

GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We support our brokers with personalized training, unlimited co-op marketing dollars, a virtual enrollment platform, personalized marketing collateral and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Request a contract today!

GarityAdvantage

GarityAdvantage Agencies
800-234-9488

IntegrityCONNECT – Feature Highlights New 30-min Webinar Series

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30-min Training Series

IntegrityCONNECT

Join Christina Comerford, National Training Manager, as she highlights IntegrityCONNECT’s newest features. 

IntegrityCONNECT is Integrity’s powerful technology platform built to help you be more successful. Save time, and sell more; agents who use IntegrityCONNECT sell 79% more apps! Tune in to discover IntegrityCONNECT’s most powerful features to get you through this AEP.

NEW: IntegrityCONNECT Feature Highlight Series

Shopper Tags

Wednesday, November 12th, 10AM EST

Identify clients likely to experience plan disruptions so you can prioritize outreach
Register

New Voice Signature & Enrollment Options

Thursday, November 13th, 1PM EST

Submit applications over the phone in one phone call
Register

New Plan Insights

Wednesday 19th, 10AM EST

Provides real-time answers to questions about Medicare Advantage and Part D plans
Register

New Spanish Translation

Thursday, 20th, 1PM EST

Now available in Spanish, use this growth engine to serve clients in local communities
Register

Check our webcast archives for more IntegrityCONNECT training by Christina. Download the one-sheet and guide to get started today.

Donwload One-Sheet

Download Guide

Need additional contracts? New to GarityAdvantage?  Contact Tori or Jessie  to learn how you can get access to IntegrityCONNECT by working with GarityAdvantage.

GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We support our brokers with personalized training, unlimited co-op marketing dollars, a virtual enrollment platform, personalized marketing collateral and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Request a contract today!

GarityAdvantage

GarityAdvantage Agencies
800-234-9488

 

Market Disruption Series: 2025 Medicare Market Update – AEP Final Update

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Virtual Training

GarityAdvantage
Navigate Market Disruptions

You’re invited to join Ted Sims, Partner Sales Manager at Integrity Marketing Group, for the last Market Disruptions webinar as AEP kicks off! 

Webcast: Market Disruption Series

2025 Medicare Market Update –
Final AEP Update

Thursday, October 2nd

3:00 PM EDT
REGISTER

The Medicare landscape is facing unprecedented challenges

  • Medigap: Soaring premiums, rising claims, and expanding state GI rights signal more rate turmoil.

  • PDP: IRA pressures, suppressed BBP, and volatile premiums create headwinds.

  • Medicare Advantage: Rebounding from rate cuts and low star ratings, but expect 1.5-2M SARs, consolidations, and degrading plan benefits as HMOs overtake PPOs.

  • Solutions to Thrive: Boost cross-selling and ancillary products.

  • Leverage underwriting and tech tools like Integrity’s Tech Suite, CSG, Deft SAR Tool, and Ask Integrity for smarter, faster client prioritization.

  • Maximize team efficiency, client outreach, and earned media opportunities.

This is your chance to prepare, adapt, and help more clients than ever! Register now for expert insights and strategies to navigate this critical AEP close.

Want to learn more? Check the full schedule for carrier specific training!

GarityAdvantage brings agents important live and virtual training events like this one year-round! Contact Tori or Jessie to learn more about expanding your portfolio and working with GarityAdvantage.

Tori Glotfelty

Tori Glotfelty

Recruitment Marketing Manager
GarityAdvantage Agencies

781-616-1455 (direct)

Jessie Gardner

Jessie Gardner

Recruiter
GarityAdvantage Agencies

681-781-4774 (direct)

GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We support our brokers with personalized training, unlimited co-op marketing dollars, a virtual enrollment platform, personalized marketing collateral and exceptional support throughout the year. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Request a contract today!
Get Contracted today!

AEP Roadmapweek2

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Download today!

AEP ROADMAP

THIS WEEK: AEP Social Media Assets and Social Media Guides

The countdown to AEP is on—and we’re here to help you stay on track. Each week, we’ll be releasing new tools designed to keep you focused, organized, and ready to maximize results this season.

Stay subscribed and watch for weekly updates that include everything from social media guides and ad materials to customizable campaign assets and more. Each resource is built to give you an edge and help you connect with clients more effectively.

Start building your toolkit today and head into AEP with confidence.

AEP Social Media Assets

Materials Included: Countless Compliant Social Media Assets, Compliant Social Media Copy & Spanish Social Media Assets
Download AEP Social Media Assets

 Social Media Best Practice Guides

Materials Included: Facebook, LinkedIn, and Instagram Agent Guides, Meta Advertising & Marketing Changes Guide, Optimize Your Google Business Profile Guide, Create Your Social Media Content Calendar Guide & Quick Social Media Guide
Download Social Media Best Practice Guides

Now Available: 2026 Broker Commission Rates!

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GarityAdvantage
2026 Broker Commissions

This year marks the most significant increase in Medicare Advantage (MA) broker commissions in years, its amazing news for agents who sell these plans and earn renewal income.

MA & PDP Maximum Broker Compensation for 2026
MA & PDP Broker Compensation for 2026

Data in this chart is from the Centers for Medicare & Medicaid Services.

(By comparison, 2025 Medicare Advantage commission increases ranged from 2.29% to 2.45%.)
View 2026 Compensation Guidelines

The announcement of these 2026 initial and renewal commission amounts is certainly exciting. However, we encourage you to look beyond the numbers and prioritize your clients’ satisfaction and well-being.

Have additional questions? We’re here to help.

GarityAdvantage Agencies
800-234-9488