Kim Sanzo as Sr. Territory Manager for the NY and VT markets.
Kim Sanzo Joins GarityAdvantage Agencies to strengthen their commitment to local market support for Medicare agents in NY & VT
Norwell, MA – November 10, 2021 GarityAdvantage Agencies, the largest Medicare-focused National Marketing Organization (NMO) in the Northeast has named Kim Sanzo as Senior Territory Manager for the New York and Vermont markets.
With more than 30 years of sales experience working at regional health insurance carriers in upstate New York and Vermont, Kim will be leveraging her local market insights, deep industry knowledge and key relationships to deliver Garity’s high-touch brand of sales support and service to agents and agencies seeking to grow their Medicare business throughout the region.
Kim’s insurance career began at Blue Cross and Blue Shield. Throughout her career, Kim has worked in commercial group sales and account management, training, broker sales and relations, as well as sales management. She had a 25-year tenure with MVP Health Care in Schenectady, NY and held various sales positions there. Over five years ago, Kim joined MVP’s Medicare sales management team where she gained her Medicare knowledge and expertise. Kim managed various units within the Medicare sales team including an outside sales team, new business call center and the broker program.
”Kim brings a wealth of experience and deep roots in the region through her work at top carriers such as Blue Cross and Blue Shield and MVP Health Care,” said Brian Garity, President of GarityAdvantage. “Her diverse sales leadership background combined with Garity’s world class suite of Medicare resources will help energize the brokers she serves to take their business to a whole new level. We’re excited to have her aboard.”
Ms. Sanzo added, “I pride myself on having excellent customer service skills and the ability to build successful relationships and strategic partnerships. I am looking forward to starting this new phase of my career and traveling throughout New York and Vermont to reconnect with old colleagues and developing new relationships.”
Kim resides in Niskayuna, NY, has a 16-year-old daughter and spends much of her spare time traveling to soccer games and tournaments. She also enjoys exercising and yoga. Please join us in welcoming Kim to the Garity team!
To learn more about how Garity can help you grow your Medicare business, call Kim at 518-417-2820 or request a call here.
GarityAdvantage Agencies is a national field marketing organization (NMO) headquartered in Norwell, Massachusetts that specializing in the senior market. They work with over 2,500 independent insurance brokers across the country to distribute a broad portfolio of Medicare and senior products from top carriers as well as a diverse menu of innovative sales and marketing tools, attractive lead programs, face-to-face training, and helpful services designed to ensure their brokers succeed.
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Top Contracts & Full Commissions – own your own book of business
Custom Agent Collateral
Co-op Marketing Dollars
Access to Virtual Agency Tools
Targeted lead programs and local market opportunities
Support from a live person when you need it
Expert Virtual and Live Training
So much more…
Jump in now and give yourself a raise or look back next year at the money you didn’t bring in. With our brand of excellent back office support, you’ll be selling in no time!
Are you ready for the Open Enrollment Period (OEP)?
When is OEP?
January 1 through March 31 each year.
Who is Eligible?
Individuals enrolled in an MA-Only or MAPD plan CAN:
use the OEP to switch to or get a different MAPD plan, an MA-only plan, or Original Medicare (with or without a PDP).
Individuals enrolled in Original Medicare CANNOT:
use the OEP to join an MA or MAPD plan, add a PDP, or change their PDP.
In addition, the OEP is not available to those enrolled in Medicare Savings Accounts or other Medicare health plan types (such as cost plans or PACE).
Broker Do’s and Don’ts
Producers May NOT:
Send unsolicited materials advertising the ability/opportunity to make an additional enrollment change or referencing the OEP
Specifically target beneficiaries who are in the OEP because they made a choice during AEP, by purchase of mailing lists or other means of identification
Engage in or promote agent/broker activities that intend to target the OEP as an opportunity to make further sales
Call or otherwise contact former enrollees who have selected a new plan during the AEP
Use marketing pieces that highlight the OEP or the opportunity to change plans during the OEP
Make assumptions on which election period to use.
Producers May:
Educate consumers about the OEP if you are enrolling them into a plan, or they have reached out to you about their dissatisfaction with their current plan
At a beneficiary’s proactive request, send marketing materials, have one-on-one meetings, and provide information on the OEP
Market to age-ins (who have not yet made an enrollment decision)
Market to five-star continuous enrollment Special Enrollment Period when 5 Star Plan are available in your area
Market to dual-eligible and low-income subsidy (LIS) beneficiaries who, in general, may make changes once per calendar quarter during the first nine months of the year
Include general information on your website about enrollment periods, including OEP
PRODUCERS MUST:
Determine if the consumer has a valid election period and which election period is best for the consumer’s circumstances.
We hope you take advantage of this additional enrollment period happening in Q1 2024. Below is a link to a helpful information sheet to further clarify the do’s and don’ts you need to follow to ensure you remain compliant.
We are excited to share that Mutual of Omaha — a major brand you know and trust — is announcing Medicare Advantage plans for this AEP!
Wellcare and Mutual of Omaha recently announced No-Premium and Low-Premium MAPD PPO co-branded plans in:
Georgia
Missouri
South Carolina
Texas
Washington State
Mutual of Omaha is committed to offering a comprehensive suite of senior health products, including Medicare Advantage, which offers all-in-one coverage that includes dental, vision, hearing and prescription drug coverage. Check out plan details for each state here:
All you need to start selling is an active contract with Wellcare in each of these states. Need a contract? Request a Wellcare contract through Garity OR contact us if you’d like to move your existing appointment over to GarityAdvantage.
800-234-9488
Who is GarityAdvantage?
GarityAdvantage
is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers.We approach our role with brokers a bit differently than our competitors – as we provide local market teams to work with you side-by-side to ensure you succeed.
This allows us to actively develop targeted lead programs and local market opportunities to help you prospect and sell as well as deliver personalized training, ongoing marketing support and co-op funding to support your specific needs. We also offer the latest tech tools to help manage your business including efficient lead calling tools, an agent dashboard and MedicareCENTER, a virtual quote and enrollment platform. Rounding out our support is a back office team helping you every step of the way with contracting, commissions, enrollments and compliance. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Call us today to learn more or request your contract now.