Final Expense

Final Expense

Final Expense insurance is designed to address end of life expenses. Policies can be issued in amounts from $1,000 to $50,000. These Whole Life policies can address your specific needs whether it is to pay for all of your final expenses or to supplement an additional policy that you might have already purchased. They have simplified medical underwriting with no medical exam required. Once issued, the policies provide permanent coverage with no change in premiums.

Waiting periods apply for Guarantee Issue coverage.

Final Expense

For GarityAdvantage Final Expense Producers
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Online Contract 

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State Availability 

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State Availability

    American Continental
Insurance Company (ACI)
    an Aetna Company

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State Availability Chart

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    ATTN: MA, CT & NM Agents
 A Fraternal License is required to contract with Foresters.   Fraternal License Process

    MA Fraternal License Application

CT Fraternal License Application

    NM Fraternal License Application




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Gerber Life

Guaranteed Issue Available Nationwide (except MT)

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Sample Brochure


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Settlers Life