Are you ready for the Open Enrollment Period (OEP)?
When is OEP?
January 1 through March 31 each year.
Who is Eligible?
Individuals enrolled in an MA-Only or MAPD plan CAN:
use the OEP to switch to or get a different MAPD plan, an MA-only plan, or Original Medicare (with or without a PDP).
Individuals enrolled in Original Medicare CANNOT:
use the OEP to join an MA or MAPD plan, add a PDP, or change their PDP.
In addition, the OEP is not available to those enrolled in Medicare Savings Accounts or other Medicare health plan types (such as cost plans or PACE).
Broker Do’s and Don’ts
Producers May NOT:
Send unsolicited materials advertising the ability/opportunity to make an additional enrollment change or referencing the OEP
Specifically target beneficiaries who are in the OEP because they made a choice during AEP, by purchase of mailing lists or other means of identification
Engage in or promote agent/broker activities that intend to target the OEP as an opportunity to make further sales
Call or otherwise contact former enrollees who have selected a new plan during the AEP
Use marketing pieces that highlight the OEP or the opportunity to change plans during the OEP
Make assumptions on which election period to use.
Producers May:
Educate consumers about the OEP if you are enrolling them into a plan, or they have reached out to you about their dissatisfaction with their current plan
At a beneficiary’s proactive request, send marketing materials, have one-on-one meetings, and provide information on the OEP
Market to age-ins (who have not yet made an enrollment decision)
Market to five-star continuous enrollment Special Enrollment Period when 5 Star Plan are available in your area
Market to dual-eligible and low-income subsidy (LIS) beneficiaries who, in general, may make changes once per calendar quarter during the first nine months of the year
PRODUCERS MUST:
Determine if the consumer has a valid election period and which election period is best for the consumer’s circumstances.
We hope you take advantage of this additional enrollment period happening in Q1 2022. Below are links to carrier information sheets to further clarify the do’s and don’ts you need to follow to ensure you remain compliant.
Use Reminders in MedicareCENTER to help you build client relationships!
Follow up is crucial during your sales process and helps you create trust while serving clients better. Connecting with your clients at key moments can help you add a personal touch as you grow your business year-round.
MedicareCENTER’s Reminder feature helps you do just that! Use Reminders to track important dates and client information so you never miss an opportunity to better serve your customers. They’re FREE, helpful and easy to use! Here’s how:
Click “Contacts” in the navigation bar.
Click the bell icon to add a Reminder for any client from your main Contacts list.
Additional Reminders may be added, edited or completed from a client detail view.
Get ready to make follow-up calls by filtering from the contacts list by upcoming or overdue reminders.
Reminder examples: pre-enrollment check-in, post-enrollment follow up, birthdays, send SOA and more!
Reminders are a great way to build strong client relationships and stay on top of your book of business!
MedicareCENTER and the MedicareCENTER Mobile App is built for agents just like you. This FREE CRM platform with easy and instant quoting and enrollment is simple to use so you can produce even more — during AEP and all year round!
Log in and start using Reminders to connect with your clients today!
Navigating the twists and turns of the Medicare market has never been more challenging or rewarding. While CMS is keeping agents on their toes with new call recording requirements and compliance expectations, the opportunities available for sales growth are massive – as interest in Medicare Advantage plans continues to explode.
ARE YOU WINNING THIS AEP?
If you are not achieving the success you’ve anticipated, you may want to take a look at the opportunities your FMO is bringing to you. At GarityAdvantage, we work closely with our broker partners to deliver a customized package of tools, services, support and in-the-field selling opportunities to help you succeed including:
FREE call recording technology
FREE quote & enroll, CRM and lead ordering tools
FREE inbound leads ringing direct to your phone
Access to retail and provider marketing opportunities
Educational dinner seminar strategies
Personalized marketing collateral
More $$$’s invested in you via financial incentives, unlimited co-op and additional marketing dollars
Commissions paid at the top CMS defined rates for independent agents/brokers ($601 new/$301 renewal)
Agency building tools and support
Plus, daily access and to our dedicated team of sales, support, contracting, commissions, compliance, marketing and enrollment specialists – all working with you to help you take your Medicare business to new heights.
Getting ranked by search engines does not happen by accident.
To get search engines to deliver customers to you, you need to know how to make it happen, be ready to do the work, and (maybe most importantly) understand what to expect.
If you are interested in getting more leads from your website, or just thinking about ways to launch or improve your online presence, our upcoming free webcast is for you. It may be just the boost you need to see new, qualified leads magically land in your lap.
Garity has negotiated discounted pricing for all AgentMethods services including Website Development, Marketing Engine and One Page Express Sites. Find out more here!
GarityAdvantage Agencies 800-234-9488
GarityAdvantage is a National Marketing Organization (NMO) for the top local, regional and national Medicare carriers. We approach our role with brokers a bit differently than our competitors – as we provide local market teams to work with you side-by-side to ensure you succeed. This allows us to actively develop targeted lead programs and local market opportunities to help you prospect and sell as well as deliver personalized training, ongoing marketing support and co-op funding to support your specific needs. We also offer the latest tech tools to help manage your business including efficient lead calling tools, agent dashboard, and a virtual quote and enrollment platform. Rounding out our support is a back office team helping you every step of the way with contracting, commissions, enrollments and compliance. Plus, all broker commissions are paid directly to you. You get the whole pie, not just a piece of it! Call us today to learn more!
