Adding a Non-Resident State Appointment Per Carrier Instructions

IMPORTANT NOTES:

Garity (Top of Hierarchy) is licensed in appointed in all 50 states. If you are working with a GA (immediate upline) please be sure that they are licensed in all states you are requesting appointment. Garity is not able to submit appointments for states your GA (immediate upline) is not licensed and appointed.
Agents are responsible for any fees charged by carriers for state appointments.
Just-in-Time (JIT) appointment is when a carrier submits the producer’s appointment to the state insurance department after the producer has solicited and submitted their first new business case for that carrier. Not all states permit JIT appointments. Those that do allow JIT appointment do so on the condition that the agent has a valid license for the state where the business is solicited.

Please contact our Contracting Department with any questions. Complete the contracting inquiry form, email us at contracting@garityadvantage.com or call 800-234-9488.

Aetna

To review licensing Log into Producer World: https://www.aetna.com/about-us/login.html

Licensing and appointment>View Personal/Firm L&A>Scroll down to states and click on states for more detail.

If a state is missing email brokersupport@aetna.com, your name, NPN, non resident license, and state you would like to be contracted in that state.

Some state appointments are processed just in time, and others need an appointment prior to submitting business. Review Aetna’s Pre-Appointment State List
Aetna Senior Supplement
Anthem
Ameritas
Cigna Healthspring

Email a copy of your license to carl@cigna.com. Please include your name and NPN in the body of the email.

The only states that are pre-appoint for MAPD are AL, OK, OR, PA, and WA. All other states are Just in Time (JIT) states so appointments for those states will not be placed until after the agent has submitted their first enrollment. As a reminder, the agent must be contracted, certified, and licensed prior to making a sale in any JIT state.
Cigna Medicare Supplement

This is a just in time carrier except for business submitted in PA, MT and TX. This means you will be appointed at the same time you write your first piece of business, except in PA, MT and TX.

If you need to be pre-appointed in PA, MT or TX please email license and request for appointment to CSBLicensing@Cigna.com
GTL
Harvard Pilgrim (Medicare Supplement)
Humana
Kaiser Permanente
Molina

Send an email to: MCRBrokerContracting@MolinaHealthcare.com
Subject Line: Add Additional States

Include copy of licenses for requested states. Broker Support will respond back to you and cc your upline once you have been appointed and are ready to sell in additional state(s).
Mutual of Omaha PDP and Med Supp
SCAN

If you are already contracted with SCAN and want to add a non-resident state, email scanbrokercontracting@scanhealthplan.com . State your full name, NPN, state and license number.

SCAN will then send you the Multi State contract to complete. Once completed you can then sell in the states requested.

UnitedHealthcare

UnitedHealthcare is now offering Just-In-Time non-resident state appointments for Street and LOA agents only, in the following states:

Alaska	Hawaii	Mississippi	South Dakota
Arizona	Idaho	Nevada	Tennessee
Arkansas	Iowa	New Hampshire	Utah
Connecticut	Maine	New Mexico	Virginia
Delaware	Maryland	North Carolina	West Virginia
Dist. of Columbia	Massachusetts	North Dakota	Wyoming
Florida	Michigan	Oklahoma
Georgia	Minnesota	South Carolina

All agents must be sure that their upline is both licensed and appointed in the JIT state before they sell in a JIT state.

Just-in-Time (JIT) appointment is when a carrier submits the producer’s appointment to the state insurance department after the producer has solicited and submitted their first new business case for that carrier. Not all states permit JIT appointments. Those that do allow JIT appointment do so on the condition that the agent has a valid license for the state where the business is solicited.

To submit a state appointment request for NON-JIT states and all GA or above agents Complete this link

UHC JIT Rules:

The agent’s upline must be both licensed and appointed in the state *Note* Please be sure to talk to your upline before selling in a JIT state.
The agent must be properly licensed in the state. *Note* Please check UHCJarvis.com to check that you are properly licensed before selling.
JIT states are for Street and LOA agents ONLY
Non-resident appointment fees still apply
Agents who are already appointed in Just in Time states will remain appointed

To submit a state appointment request for non-JIT states and if you are GA or above please Complete this link Garity will process your request for you by the next business day. You will receive a confirmation email from UHC once your request has been processed.

Please note UHC has non Resident state appointment fees (download here)

**MedicareCENTER note** If an agent’s resident state is a JIT state they must first sell a plan using the UHC portal or a paper application.

WellCare
This is a Just in Time appointment process. You will find this information in your Centene Workbench portal. Your state license needs to show under the licensing tab. Any states listed in your licensing tab are states you are able to submit business in.

Use this Centene Workbench User Guide to make the following changes to your WellCare Agent Profile:

Update your demographic information (address, phone, email, etc.)

Add a state appointment