CMS Agent Broker Compensation Guidelines
2025
CMS has released the 2025 Agent and Broker Compensation Rates that govern the maximum allowable first year and renewal compensation for agent level Medicare Advantage (MA/MAPD) and Prescription Drug Plan (PDP) commissions.
Maximum Broker Compensation for 2025
Agents/brokers working through GarityAdvantage receive the maximum commission available as mandated by CMS.
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2024
CMS has released the 2024 Agent Broker Compensation Guidelines that govern the maximum allowable first year and renewal compensation for agent level Medicare Advantage (MA/MAPD) and Prescription Drug Plan (PDP) commissions.
Maximum Broker Compensation for 2024
|
|
Initial |
Renewal |
|||||
Product |
Region |
2023 |
2024 |
% |
2023 |
2024 |
% |
MA/MAPD |
National |
$601 |
$611 |
1.66% |
$301 |
$306 |
1.66% |
CT, PA, DC |
$678 |
$689 |
1.62% |
$339 |
$345 |
1.77% |
|
CA, NJ |
$750 |
$762 |
1.6% |
$375 |
$381 |
1.6% |
|
Puerto Rico, U.S.
|
$411 |
$418 |
1.7% |
$207 |
$209 |
1.46% |
|
PDP |
National |
$92 |
$100 |
8.7% |
$46 |
$50 |
8.7% |
(By comparison, Medicare Advantage commission increases ranged from 4.31% to 4.95% for 2023.)