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Errors & Omissions Insurance

GarityAdvantage offers its contracted agents professional liability insurance at discounted rates.

Protect Yourself and Your Business

Protect Yourself

Don’t allow a simple mistake evolve into costly lawsuits. By protecting yourself with Errors and Omissions (E&O) insurance, you’ll have peace of mind when advising your clients.

Stay Compliant

Most Medicare carriers require you to hold an active E&O policy in order to contract with them. Ensure you stay compliant and protect your business.

Economical Option

GarityAdvantage has negotiated a low-cost E&O insurance policy with our E&O partner, Calsurance Associates, passing the savings on to our partner agents.

The GarityAdvantage Errors and Omissions policy through Calsurance Associates provides claims made and reported coverage for acts, errors or omissions arising out of rendering of or failure to render professional services as a licensed life, accident and health agent.

Program Benefits Include

  • NO GROUP POLICY AGGREGATE – You do not share your limits with other enrolled agents
  • Defense Outside the Limits – Defense costs do not erode your limit
  • First Dollar Defense – You pay no deductible on defense costs
  • Deductibles as Low as $500/claim – Deductible waiver also available
  • Multiple Coverage Options – Purchase only the coverage you need
  • New Agent Discounts Available
  • Regulatory Defense Extension Included
  • Personal Data Compromise (Cyber) Extension Included
  • Limited Employment Practices Insurance (EPLI) Available
  • Personal Lines P&C Coverage Available
  • Flexible Payment Plans

2021 – 2022:

NOTICES: The information obtained from A.M. Best dated September 5, 2019 is not in any way CalSurance Associates’ warranty or guaranty of the financial stability of the insurer in question, and that the information is current only as of the date of publication.

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